Living Cost Compare
Jacksonville

Florida

$1,320/mo est.

vs
Oklahoma City

Oklahoma

$1,050/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,320 in Jacksonville, FL versus $1,050 in Oklahoma City, OK. Overall, Oklahoma City, OK is roughly 20% cheaper to live in day-to-day than Jacksonville, FL, driven mainly by rent.

Median household income is $66,981 in Jacksonville, FL and $66,702 in Oklahoma City, OK. Florida has no state income tax and a 6% state sales tax; Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax.

Jacksonville, FL
Oklahoma City, OK

Rent

Studio
$1,127
$795
+29% in Jacksonville, FL
1 Bedroom
$1,146
$882
+23% in Jacksonville, FL
2 Bedroom
$1,385
$1,085
+22% in Jacksonville, FL
3 Bedroom
$1,545
$1,356
+12% in Jacksonville, FL

Buying a Home

Median Home Value
$266,100
$215,100
+19% in Jacksonville, FL

Income

Median Household Income
$66,981
$66,702
+0% in Jacksonville, FL
Metro Median Wage (annual)
$48,830
$47,230
+3% in Jacksonville, FL

People & Lifestyle

Median Age
36.4 yr
35.0 yr
+1.4 yr in Jacksonville, FL
Homeownership
57.4%
59.1%
+1.7 pp in Oklahoma City, OK
Bachelor's+ (25+)
31.8%
34.0%
+2.2 pp in Oklahoma City, OK
Avg Commute
24.1 min
22.2 min
+1.9 min in Jacksonville, FL

Crime (per 100k/yr)

Violent Crime
558.4
685.9
+23% in Oklahoma City, OK
Property Crime
2,600.1
2,929.1
+13% in Oklahoma City, OK

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
70.2°F
61.5°F
+8.7°F in Jacksonville, FL
Annual Precipitation
49.2 in
36.5 in
+12.7 in in Jacksonville, FL

Gas

Regular Gasoline
$3.77/gal
$3.94/gal
+5% in Oklahoma City, OK

Area: Florida vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.75
$1.75
about equal

Adult base one-way fare — JTA vs EMBARK (2026).

Utilities

Electricity (¢/kWh)
15.2
13.4
+12% in Jacksonville, FL
Natural Gas ($/MCF)
$23.62
$27.15
+15% in Oklahoma City, OK

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (FL / OK)
6%
4.5%
+1.5 pp in FL
Income Tax (top rate)
None
4.50%
+4.5 pp in OK

Jacksonville vs Oklahoma City — FAQ

Is it cheaper to live in Jacksonville or Oklahoma City?
Oklahoma City, OK is cheaper. Its monthly baseline of $1,050 (1BR rent + utilities) runs about 20% below Jacksonville, FL's $1,320, mainly because of rent.
How much more do you need to earn to live in Jacksonville than in Oklahoma City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Jacksonville versus $35,000 in Oklahoma City.
Which has lower taxes, Jacksonville or Oklahoma City?
Jacksonville is taxed under Florida's rules (no state income tax and a 6% state sales tax); Oklahoma City under Oklahoma's (a top state income tax rate of 4.50% and a 4.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).