Is Oklahoma City expensive to live in?

Oklahoma City is among the more affordable of the 50 US cities we track. Its one-bedroom rent of $882 per month ranks #47 of 50 and is 28% lower than the $1,223 median.

What is the average rent in Oklahoma City?

Average rent in Oklahoma City, OK runs a studio around $795, a one-bedroom around $882, a two-bedroom around $1,085, a three-bedroom around $1,356 per month (US Census ACS).

How much do you need to earn to live in Oklahoma City?

To keep a one-bedroom rent of $882 near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year. The median household income here is $66,702.

How much does it cost to live in Oklahoma City per month?

A rough monthly baseline for one person in Oklahoma City is about $1,030 — one-bedroom rent plus typical residential electricity and heating. It excludes food, transport, and healthcare, so a full budget is higher.

City buildings during daytime — Oklahoma City, OK

Cost of Living in Oklahoma City, OK

Population 681,054 · Oklahoma

~$1,030/mo est.1BR $882Home $215,100

Photo: Gerson Repreza / Unsplash

Compare with:

The cost of living in Oklahoma City, OK is driven mostly by housing. A one-bedroom apartment rents for around $882 a month — 28% lower than the $1,223 median across the 50 large US cities we track. Studios average $795 and two-bedrooms $1,085.

Median household income here is $66,702, 12% lower than the $75,900 median of the cities we track. Adding typical electricity and heating to one-bedroom rent, a rough monthly baseline for one person is about $1,030 before food and transport. Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax.

Rent1BR $882

Studio

$795

1 Bedroom

$882

2 Bedroom

$1,085

3 Bedroom

$1,356

Buying a Home$215,100

Median Home Value

$215,100

Income$66,702

Median Household Income

$66,702

Metro Median Wage (annual)

$47,230

Household income: Census ACS, city. Metro median wage: BLS OEWS, all occupations, 2025 (metro area).

GroceriesSouth

Milk (gal)

$4.16

Bread (lb)

$1.73

Eggs (doz)

$2.19

Ground Beef (lb)

$6.56

Chicken (lb)

$1.90

Bananas (lb)

$0.61

Average prices, South (BLS, 2026-04-01). Regional where available, otherwise U.S. average.

Utilities13.6¢/kWh

Electricity

13.6¢/kWh

Natural Gas

$15.95/MCF

Residential, state-level averages (EIA, 2026-03-01). MCF = 1,000 cubic feet.

Gas$4.35/gal

Regular Gasoline (Midwest (PADD 2))

$4.35/gal

EIA weekly retail average, week of 2026-05-25.

Public Transit$1.75

Base Fare (EMBARK)

$1.75

Adult base one-way fare on the primary agency (2026).

State Taxes (OK)4.5% sales

State Sales Tax

4.50%

State Income Tax (top rate)

Up to 4.50%

State-level rates. Local sales taxes may add more. Income tax shown is the top marginal rate; most filers pay less.

Crime685.6 violent

Violent Crime (per 100k/yr)

685.6

Property Crime (per 100k/yr)

2,928.9

FBI Crime Data Explorer, Oklahoma City Police Department (2024). Offenses per 100,000 residents per year. Agency reporting practices vary, so cross-city comparisons are approximate.

People & LifestyleAge 35.0 yrs

Median Age

35.0 yrs

Homeownership

59.1%

Bachelor's+ (25+)

34.0%

Avg Commute

22.2 min

Climate61.5°F

Avg Annual Temperature

61.5°F

Annual Precipitation

36.5 in

Oklahoma City cost of living — FAQ

Is Oklahoma City expensive to live in?: Oklahoma City is among the more affordable of the 50 US cities we track. Its one-bedroom rent of $882 per month ranks #47 of 50 and is 28% lower than the $1,223 median.
What is the average rent in Oklahoma City?: Average rent in Oklahoma City, OK runs a studio around $795, a one-bedroom around $882, a two-bedroom around $1,085, a three-bedroom around $1,356 per month (US Census ACS).
How much do you need to earn to live in Oklahoma City?: To keep a one-bedroom rent of $882 near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year. The median household income here is $66,702.
How much does it cost to live in Oklahoma City per month?: A rough monthly baseline for one person in Oklahoma City is about $1,030 — one-bedroom rent plus typical residential electricity and heating. It excludes food, transport, and healthcare, so a full budget is higher.

Compare Oklahoma City with nearby cities

Oklahoma City vs Fort Worth Oklahoma City vs Arlington Oklahoma City vs Dallas Oklahoma City vs Kansas City Oklahoma City vs Austin Oklahoma City vs Omaha

Nearby cities

Fort Worth, TX 188 mi Arlington, TX 190 mi Dallas, TX 190 mi Kansas City, MO 298 mi Austin, TX 360 mi Omaha, NE 409 mi

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981-2010 (climate); EIA (gas, utilities); BLS Average Price Data (groceries) & OEWS (metro wage); transit agencies (fares); FBI Crime Data Explorer (crime); Tax Foundation 2026 (state taxes). Monthly estimate = 1BR rent + utilities; not a full cost of living.