Living Cost Compare
A bridge over a body of water with a city in the background — Jacksonville, FL

Cost of Living in Jacksonville, FL

Population 949,611 · Florida

~$1,320/mo est.1BR $1,146Home $266,100
Photo: Matthew Williams / Unsplash

The cost of living in Jacksonville, FL is driven mostly by housing. A one-bedroom apartment rents for around $1,146 a month — 6% lower than the $1,223 median across the 50 large US cities we track. Studios average $1,127 and two-bedrooms $1,385.

Median household income here is $66,981, 12% lower than the $75,900 median of the cities we track. Adding typical electricity and heating to one-bedroom rent, a rough monthly baseline for one person is about $1,320 before food and transport. Florida has no state income tax and a 6% state sales tax.

Rent1BR $1,146
Studio
$1,127
1 Bedroom
$1,146
2 Bedroom
$1,385
3 Bedroom
$1,545
Buying a Home$266,100
Median Home Value
$266,100
Income$66,981
Median Household Income
$66,981
Metro Median Wage (annual)
$48,830

Household income: Census ACS, city. Metro median wage: BLS OEWS, all occupations, 2025 (metro area).

GroceriesSouth
Milk (gal)
$4.16
Bread (lb)
$1.73
Eggs (doz)
$2.19
Ground Beef (lb)
$6.56
Chicken (lb)
$1.90
Bananas (lb)
$0.61

Average prices, South (BLS, 2026-04-01). Regional where available, otherwise U.S. average.

Utilities14.9¢/kWh
Electricity
14.9¢/kWh
Natural Gas
$23.62/MCF

Residential, state-level averages (EIA, 2026-03-01). MCF = 1,000 cubic feet.

Gas$4.25/gal
Regular Gasoline (Florida)
$4.25/gal

EIA weekly retail average, week of 2026-05-25.

Public Transit$1.75
Base Fare (JTA)
$1.75

Adult base one-way fare on the primary agency (2026).

State Taxes (FL)6% sales
State Sales Tax
6%
State Income Tax (top rate)
None

State-level rates. Local sales taxes may add more. Income tax shown is the top marginal rate; most filers pay less.

Crime557.6 violent
Violent Crime (per 100k/yr)
557.6
Property Crime (per 100k/yr)
2,599.5

FBI Crime Data Explorer, Jacksonville Sheriff's Office (2024). Offenses per 100,000 residents per year. Agency reporting practices vary, so cross-city comparisons are approximate.

People & LifestyleAge 36.4 yrs
Median Age
36.4 yrs
Homeownership
57.4%
Bachelor's+ (25+)
31.8%
Avg Commute
24.1 min
Climate70.2°F
Avg Annual Temperature
70.2°F
Annual Precipitation
49.2 in

Jacksonville cost of living — FAQ

Is Jacksonville expensive to live in?
Jacksonville is around the middle of the 50 US cities we track. Its one-bedroom rent of $1,146 per month ranks #32 of 50 and is 6% lower than the $1,223 median.
What is the average rent in Jacksonville?
Average rent in Jacksonville, FL runs a studio around $1,127, a one-bedroom around $1,146, a two-bedroom around $1,385, a three-bedroom around $1,545 per month (US Census ACS).
How much do you need to earn to live in Jacksonville?
To keep a one-bedroom rent of $1,146 near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year. The median household income here is $66,981.
How much does it cost to live in Jacksonville per month?
A rough monthly baseline for one person in Jacksonville is about $1,320 — one-bedroom rent plus typical residential electricity and heating. It excludes food, transport, and healthcare, so a full budget is higher.

Compare Jacksonville with nearby cities

Jacksonville vs TampaJacksonville vs AtlantaJacksonville vs CharlotteJacksonville vs RaleighJacksonville vs NashvilleJacksonville vs New Orleans

Nearby cities

Tampa, FL 172 miAtlanta, GA 285 miCharlotte, NC 341 miRaleigh, NC 415 miNashville, TN 500 miNew Orleans, LA 503 mi

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981-2010 (climate); EIA (gas, utilities); BLS Average Price Data (groceries) & OEWS (metro wage); transit agencies (fares); FBI Crime Data Explorer (crime); Tax Foundation 2026 (state taxes). Monthly estimate = 1BR rent + utilities; not a full cost of living.