Living Cost Compare
Evansville

Indiana

$950/mo est.

vs
Jacksonville

Florida

$1,320/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $950 in Evansville, IN versus $1,320 in Jacksonville, FL. Overall, Evansville, IN is roughly 28% cheaper to live in day-to-day than Jacksonville, FL, driven mainly by rent.

Median household income is $52,251 in Evansville, IN and $66,981 in Jacksonville, FL — about 22% higher in Jacksonville, FL. Indiana has a top state income tax rate of 2.95% and a 7% state sales tax; Florida has no state income tax and a 6% state sales tax.

Evansville, IN
Jacksonville, FL

Rent

Studio
$741
$1,127
+52% in Jacksonville, FL
1 Bedroom
$768
$1,146
+49% in Jacksonville, FL
2 Bedroom
$1,022
$1,385
+36% in Jacksonville, FL
3 Bedroom
$1,167
$1,545
+32% in Jacksonville, FL

Buying a Home

Median Home Value
$129,100
$266,100
+106% in Jacksonville, FL

Income

Median Household Income
$52,251
$66,981
+28% in Jacksonville, FL
Metro Median Wage (annual)
$46,540
$48,830
+5% in Jacksonville, FL

People & Lifestyle

Median Age
38.1 yr
36.4 yr
+1.7 yr in Evansville, IN
Homeownership
53.9%
57.4%
+3.5 pp in Jacksonville, FL
Bachelor's+ (25+)
22.3%
31.8%
+9.5 pp in Jacksonville, FL
Avg Commute
18.7 min
24.1 min
+5.4 min in Jacksonville, FL

Crime (per 100k/yr)

Violent Crime
1,210.5
558.4
+54% in Evansville, IN
Property Crime
3,716.2
2,600.1
+30% in Evansville, IN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
56.4°F
70.2°F
+13.8°F in Jacksonville, FL
Annual Precipitation
45.3 in
49.2 in
+3.9 in in Jacksonville, FL

Gas

Regular Gasoline
$3.94/gal
$3.77/gal
+4% in Evansville, IN

Area: Midwest (PADD 2) vs Florida.

Public Transit

Base Fare (one-way)
—
$1.75

Adult base one-way fare — — vs JTA (2026).

Utilities

Electricity (¢/kWh)
18.1
15.2
+16% in Evansville, IN
Natural Gas ($/MCF)
$13.70
$23.62
+72% in Jacksonville, FL

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Evansville, IN
Bread (lb)
$1.66
$1.75
+5% in Jacksonville, FL
Eggs (doz)
$3.63
$2.21
+39% in Evansville, IN
Ground Beef (lb)
$6.77
$6.45
+5% in Evansville, IN
Chicken (lb)
$2.10
$1.90
+9% in Evansville, IN
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (IN / FL)
7%
6%
+1.0 pp in IN
Income Tax (top rate)
2.95%
None
+3.0 pp in IN

Evansville vs Jacksonville — FAQ

Is it cheaper to live in Evansville or Jacksonville?
Evansville, IN is cheaper. Its monthly baseline of $950 (1BR rent + utilities) runs about 28% below Jacksonville, FL's $1,320, mainly because of rent.
How much more do you need to earn to live in Evansville than in Jacksonville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $31,000 a year in Evansville versus $46,000 in Jacksonville.
Which has lower taxes, Evansville or Jacksonville?
Evansville is taxed under Indiana's rules (a top state income tax rate of 2.95% and a 7% state sales tax); Jacksonville under Florida's (no state income tax and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).