Living Cost Compare
Buffalo

New York

$1,150/mo est.

vs
Oklahoma City

Oklahoma

$1,050/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,150 in Buffalo, NY versus $1,050 in Oklahoma City, OK. Overall, Oklahoma City, OK is roughly 9% cheaper to live in day-to-day than Buffalo, NY, driven mainly by electricity costs.

Median household income is $48,050 in Buffalo, NY and $66,702 in Oklahoma City, OK — about 28% higher in Oklahoma City, OK. New York has a top state income tax rate of 10.90% and a 4% state sales tax; Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax.

Rent

Studio
$812
$795
+2% in Buffalo, NY
1 Bedroom
$849
$882
+4% in Oklahoma City, OK
2 Bedroom
$954
$1,085
+14% in Oklahoma City, OK
3 Bedroom
$1,080
$1,356
+26% in Oklahoma City, OK

Buying a Home

Median Home Value
$152,300
$215,100
+41% in Oklahoma City, OK

Income

Median Household Income
$48,050
$66,702
+39% in Oklahoma City, OK
Metro Median Wage (annual)
$50,790
$47,230
+7% in Buffalo, NY

People & Lifestyle

Median Age
34.3 yr
35.0 yr
+0.7 yr in Oklahoma City, OK
Homeownership
42.7%
59.1%
+16.4 pp in Oklahoma City, OK
Bachelor's+ (25+)
30.3%
34.0%
+3.7 pp in Oklahoma City, OK
Avg Commute
19.9 min
22.2 min
+2.3 min in Oklahoma City, OK

Crime (per 100k/yr)

Violent Crime
770.5
685.9
+11% in Buffalo, NY
Property Crime
4,003.2
2,929.1
+27% in Buffalo, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.3°F
61.5°F
+13.2°F in Oklahoma City, OK
Annual Precipitation
40.5 in
36.5 in
+4.0 in in Buffalo, NY

Gas

Regular Gasoline
$4.04/gal
$3.94/gal
+3% in Buffalo, NY

Area: New York vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — vs EMBARK (2026).

Utilities

Electricity (¢/kWh)
29.9
13.4
+55% in Buffalo, NY
Natural Gas ($/MCF)
$22.74
$27.15
+19% in Oklahoma City, OK

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Buffalo, NY
Bread (lb)
$1.92
$1.75
+9% in Buffalo, NY
Eggs (doz)
$2.19
$2.21
+1% in Oklahoma City, OK
Ground Beef (lb)
$6.90
$6.45
+6% in Buffalo, NY
Chicken (lb)
$2.19
$1.90
+13% in Buffalo, NY
Bananas (lb)
$0.69
$0.62
+11% in Buffalo, NY

Average prices — Northeast vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / OK)
4%
4.5%
+0.5 pp in OK
Income Tax (top rate)
10.90%
4.50%
+6.4 pp in NY

Buffalo vs Oklahoma City — FAQ

Is it cheaper to live in Buffalo or Oklahoma City?
Oklahoma City, OK is cheaper. Its monthly baseline of $1,050 (1BR rent + utilities) runs about 9% below Buffalo, NY's $1,150, mainly because of electricity costs.
How much more do you need to earn to live in Buffalo than in Oklahoma City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $34,000 a year in Buffalo versus $35,000 in Oklahoma City.
Which has lower taxes, Buffalo or Oklahoma City?
Buffalo is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); Oklahoma City under Oklahoma's (a top state income tax rate of 4.50% and a 4.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).