Living Cost Compare
Buffalo

New York

$1,150/mo est.

vs
Nashville

Tennessee

$1,490/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,150 in Buffalo, NY versus $1,490 in Nashville, TN. Overall, Buffalo, NY is roughly 23% cheaper to live in day-to-day than Nashville, TN, driven mainly by rent.

Median household income is $48,050 in Buffalo, NY and $75,197 in Nashville, TN — about 36% higher in Nashville, TN. New York has a top state income tax rate of 10.90% and a 4% state sales tax; Tennessee has no state income tax and a 7% state sales tax.

Rent

Studio
$812
$1,341
+65% in Nashville, TN
1 Bedroom
$849
$1,336
+57% in Nashville, TN
2 Bedroom
$954
$1,478
+55% in Nashville, TN
3 Bedroom
$1,080
$1,832
+70% in Nashville, TN

Buying a Home

Median Home Value
$152,300
$383,100
+152% in Nashville, TN

Income

Median Household Income
$48,050
$75,197
+56% in Nashville, TN
Metro Median Wage (annual)
$50,790
$50,390
+1% in Buffalo, NY

People & Lifestyle

Median Age
34.3 yr
34.4 yr
+0.1 yr in Nashville, TN
Homeownership
42.7%
53.0%
+10.3 pp in Nashville, TN
Bachelor's+ (25+)
30.3%
46.9%
+16.6 pp in Nashville, TN
Avg Commute
19.9 min
24.9 min
+5.0 min in Nashville, TN

Crime (per 100k/yr)

Violent Crime
770.5
1,178.7
+53% in Nashville, TN
Property Crime
4,003.2
4,558.5
+14% in Nashville, TN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.3°F
59.4°F
+11.1°F in Nashville, TN
Annual Precipitation
40.5 in
47.3 in
+6.8 in in Nashville, TN

Gas

Regular Gasoline
$4.04/gal
$3.94/gal
+3% in Buffalo, NY

Area: New York vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — vs WeGo Public Transit (2026).

Utilities

Electricity (¢/kWh)
29.9
14.5
+52% in Buffalo, NY
Natural Gas ($/MCF)
$22.74
$16.83
+26% in Buffalo, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Buffalo, NY
Bread (lb)
$1.92
$1.75
+9% in Buffalo, NY
Eggs (doz)
$2.19
$2.21
+1% in Nashville, TN
Ground Beef (lb)
$6.90
$6.45
+6% in Buffalo, NY
Chicken (lb)
$2.19
$1.90
+13% in Buffalo, NY
Bananas (lb)
$0.69
$0.62
+11% in Buffalo, NY

Average prices — Northeast vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / TN)
4%
7%
+3.0 pp in TN
Income Tax (top rate)
10.90%
None
+10.9 pp in NY

Buffalo vs Nashville — FAQ

Is it cheaper to live in Buffalo or Nashville?
Buffalo, NY is cheaper. Its monthly baseline of $1,150 (1BR rent + utilities) runs about 23% below Nashville, TN's $1,490, mainly because of rent.
How much more do you need to earn to live in Buffalo than in Nashville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $34,000 a year in Buffalo versus $53,000 in Nashville.
Which has lower taxes, Buffalo or Nashville?
Buffalo is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); Nashville under Tennessee's (no state income tax and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).