Living Cost Compare
City skyline near body of water during daytime — Nashville, TN

Cost of Living in Nashville, TN

Population 689,447 · Tennessee

~$1,490/mo est.1BR $1,336Home $383,100
Photo: Matthew Jungling / Unsplash

The cost of living in Nashville, TN is driven mostly by housing. A one-bedroom apartment rents for around $1,336 a month — 24% higher than the $1,080 median across the 112 large US cities we track. Studios average $1,341 and two-bedrooms $1,478.

Median household income here is $75,197, 8% higher than the $69,423 median of the cities we track. Adding typical electricity and heating to one-bedroom rent, a rough monthly baseline for one person is about $1,490 before food and transport. Tennessee has no state income tax and a 7% state sales tax.

Rent1BR $1,336
Studio
$1,341
1 Bedroom
$1,336
2 Bedroom
$1,478
3 Bedroom
$1,832
Buying a Home$383,100
Median Home Value
$383,100
Income$75,197
Median Household Income
$75,197
Metro Median Wage (annual)
$50,390

Household income: Census ACS, city. Metro median wage: BLS OEWS, all occupations, 2025 (metro area).

GroceriesSouth
Milk (gal)
$4.00
Bread (lb)
$1.75
Eggs (doz)
$2.21
Ground Beef (lb)
$6.45
Chicken (lb)
$1.90
Bananas (lb)
$0.62

Average prices, South (BLS, 2026-07-01). Regional where available, otherwise U.S. average.

Utilities14.5¢/kWh
Electricity
14.5¢/kWh
Natural Gas
$16.83/MCF

Residential, state-level averages (EIA, 2026-05-01). MCF = 1,000 cubic feet.

Gas$3.94/gal
Regular Gasoline (Midwest (PADD 2))
$3.94/gal

EIA weekly retail average, week of 2026-08-17.

Public Transit$2.00
Base Fare (WeGo Public Transit)
$2.00

Adult base one-way fare on the primary agency (2026).

State Taxes (TN)7% sales
State Sales Tax
7%
State Income Tax (top rate)
None

State-level rates. Local sales taxes may add more. Income tax shown is the top marginal rate; most filers pay less.

Crime1,178.7 violent
Violent Crime (per 100k/yr)
1,178.7
Property Crime (per 100k/yr)
4,558.5

FBI Crime Data Explorer, Metropolitan Nashville Police Department (2024). Offenses per 100,000 residents per year. Agency reporting practices vary, so cross-city comparisons are approximate.

People & LifestyleAge 34.4 yrs
Median Age
34.4 yrs
Homeownership
53.0%
Bachelor's+ (25+)
46.9%
Avg Commute
24.9 min
Climate59.4°F
Avg Annual Temperature
59.4°F
Annual Precipitation
47.3 in

Nashville cost of living — FAQ

Is Nashville expensive to live in?
Nashville is among the most expensive of the 112 US cities we track. Its one-bedroom rent of $1,336 per month ranks #24 of 112 and is 24% higher than the $1,080 median.
What is the average rent in Nashville?
Average rent in Nashville, TN runs a studio around $1,341, a one-bedroom around $1,336, a two-bedroom around $1,478, a three-bedroom around $1,832 per month (US Census ACS).
How much do you need to earn to live in Nashville?
To keep a one-bedroom rent of $1,336 near the recommended 30% of gross income, you'd want to earn roughly $53,000 a year. The median household income here is $75,197.
How much does it cost to live in Nashville per month?
A rough monthly baseline for one person in Nashville is about $1,490 — one-bedroom rent plus typical residential electricity and heating. It excludes food, transport, and healthcare, so a full budget is higher.

Compare Nashville with nearby cities

Nearby cities

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981-2010 (climate); EIA (gas, utilities); BLS Average Price Data (groceries) & OEWS (metro wage); transit agencies (fares); FBI Crime Data Explorer (crime); Tax Foundation 2026 (state taxes). Monthly estimate = 1BR rent + utilities; not a full cost of living.