Living Cost Compare
Buffalo

New York

$1,160/mo est.

vs
Grand Forks

North Dakota

$920/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,160 in Buffalo, NY versus $920 in Grand Forks, ND. Overall, Grand Forks, ND is roughly 21% cheaper to live in day-to-day than Buffalo, NY, driven mainly by electricity costs.

Median household income is $48,050 in Buffalo, NY and $63,838 in Grand Forks, ND — about 25% higher in Grand Forks, ND. New York has a top state income tax rate of 10.90% and a 4% state sales tax; North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax.

Rent

Studio
$812
$784
+3% in Buffalo, NY
1 Bedroom
$849
$761
+10% in Buffalo, NY
2 Bedroom
$954
$947
+1% in Buffalo, NY
3 Bedroom
$1,080
$1,371
+27% in Grand Forks, ND

Buying a Home

Median Home Value
$152,300
$243,300
+60% in Grand Forks, ND

Income

Median Household Income
$48,050
$63,838
+33% in Grand Forks, ND
Metro Median Wage (annual)
$50,790
$49,760
+2% in Buffalo, NY

People & Lifestyle

Median Age
34.3 yr
29.4 yr
+4.9 yr in Buffalo, NY
Homeownership
42.7%
46.5%
+3.8 pp in Grand Forks, ND
Bachelor's+ (25+)
30.3%
39.2%
+8.9 pp in Grand Forks, ND
Avg Commute
19.9 min
14.8 min
+5.1 min in Buffalo, NY

Crime (per 100k/yr)

Violent Crime
770.5
360.3
+53% in Buffalo, NY
Property Crime
4,003.2
2,290.6
+43% in Buffalo, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
48.3°F
40.0°F
+8.3°F in Buffalo, NY
Annual Precipitation
40.5 in
20.8 in
+19.7 in in Buffalo, NY

Gas

Regular Gasoline
$4.13/gal
$3.85/gal
+7% in Buffalo, NY

Area: New York vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
29.5
14.1
+52% in Buffalo, NY
Natural Gas ($/MCF)
$27.01
$18.21
+33% in Buffalo, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.92
$1.66
+14% in Buffalo, NY
Eggs (doz)
$2.19
$3.63
+66% in Grand Forks, ND
Ground Beef (lb)
$6.90
$6.77
+2% in Buffalo, NY
Chicken (lb)
$2.19
$2.10
+4% in Buffalo, NY
Bananas (lb)
$0.69
$0.62
+11% in Buffalo, NY

Average prices — Northeast vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NY / ND)
4%
5%
+1.0 pp in ND
Income Tax (top rate)
10.90%
2.50%
+8.4 pp in NY

Buffalo vs Grand Forks — FAQ

Is it cheaper to live in Buffalo or Grand Forks?
Grand Forks, ND is cheaper. Its monthly baseline of $920 (1BR rent + utilities) runs about 21% below Buffalo, NY's $1,160, mainly because of electricity costs.
How much more do you need to earn to live in Buffalo than in Grand Forks?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $34,000 a year in Buffalo versus $30,000 in Grand Forks.
Which has lower taxes, Buffalo or Grand Forks?
Buffalo is taxed under New York's rules (a top state income tax rate of 10.90% and a 4% state sales tax); Grand Forks under North Dakota's (a top state income tax rate of 2.50% and a 5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).