The cost of living in Grand Forks, ND is driven mostly by housing. A one-bedroom apartment rents for around $761 a month — 27% lower than the $1,043 median across the 158 large US cities we track. Studios average $784 and two-bedrooms $947.
Median household income here is $63,838, 6% lower than the $67,696 median of the cities we track. Adding typical electricity and heating to one-bedroom rent, a rough monthly baseline for one person is about $920 before food and transport. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax.
Rent1BR $761
Buying a Home$243,300
Income$63,838
Household income: Census ACS, city. Metro median wage: BLS OEWS, all occupations, 2025 (metro area).
GroceriesMidwest
Average prices, Midwest (BLS, 2026-07-01). Regional where available, otherwise U.S. average.
Utilities14.1¢/kWh
Residential, state-level averages (EIA, 2026-06-01). MCF = 1,000 cubic feet.
Gas$3.85/gal
EIA weekly retail average, week of 2026-08-31.
State Taxes (ND)5% sales
State-level rates. Local sales taxes may add more. Income tax shown is the top marginal rate; most filers pay less.
Crime360.3 violent
FBI Crime Data Explorer, Grand Forks Police Department (2024). Offenses per 100,000 residents per year. Agency reporting practices vary, so cross-city comparisons are approximate.
People & LifestyleAge 29.4 yrs
Climate40.0°F
Grand Forks cost of living — FAQ
- Is Grand Forks expensive to live in?
- Grand Forks is among the more affordable of the 158 US cities we track. Its one-bedroom rent of $761 per month ranks #146 of 158 and is 27% lower than the $1,043 median.
- What is the average rent in Grand Forks?
- Average rent in Grand Forks, ND runs a studio around $784, a one-bedroom around $761, a two-bedroom around $947, a three-bedroom around $1,371 per month (US Census ACS).
- How much do you need to earn to live in Grand Forks?
- To keep a one-bedroom rent of $761 near the recommended 30% of gross income, you'd want to earn roughly $30,000 a year. The median household income here is $63,838.
- How much does it cost to live in Grand Forks per month?
- A rough monthly baseline for one person in Grand Forks is about $920 — one-bedroom rent plus typical residential electricity and heating. It excludes food, transport, and healthcare, so a full budget is higher.
Compare Grand Forks with nearby cities
Nearby cities
Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981-2010 (climate); EIA (gas, utilities); BLS Average Price Data (groceries) & OEWS (metro wage); transit agencies (fares); FBI Crime Data Explorer (crime); Tax Foundation 2026 (state taxes). Monthly estimate = 1BR rent + utilities; not a full cost of living.