Monthly estimate = 1BR rent + electricity + gas
A one-person monthly baseline (1BR rent plus typical utilities) runs $970 in Springfield, MO versus $1,390 in Warwick, RI. Overall, Springfield, MO is roughly 30% cheaper to live in day-to-day than Warwick, RI, driven mainly by rent.
Median household income is $45,984 in Springfield, MO and $87,536 in Warwick, RI — about 47% higher in Warwick, RI. Missouri has a top state income tax rate of 4.70% and a 4.225% state sales tax; Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax.
Rent
Buying a Home
Income
People & Lifestyle
Crime (per 100k/yr)
FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.
Climate
Gas
Area: Midwest (PADD 2) vs East Coast (PADD 1).
Utilities
Residential, state-level averages (EIA). MCF = 1,000 cubic feet.
Groceries
Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.
State Taxes
Springfield vs Warwick — FAQ
- Is it cheaper to live in Springfield or Warwick?
- Springfield, MO is cheaper. Its monthly baseline of $970 (1BR rent + utilities) runs about 30% below Warwick, RI's $1,390, mainly because of rent.
- How much more do you need to earn to live in Springfield than in Warwick?
- To keep rent near the recommended 30% of gross income, you'd want to earn roughly $31,000 a year in Springfield versus $43,000 in Warwick.
- Which has lower taxes, Springfield or Warwick?
- Springfield is taxed under Missouri's rules (a top state income tax rate of 4.70% and a 4.225% state sales tax); Warwick under Rhode Island's (a top state income tax rate of 5.99% and a 7% state sales tax).
Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).