The cost of living in Warwick, RI is driven mostly by housing. A one-bedroom apartment rents for around $1,085 a month — about the same as the $1,043 median across the 158 large US cities we track. Studios average $923 and two-bedrooms $1,629.
Median household income here is $87,536, 29% higher than the $67,696 median of the cities we track. Adding typical electricity and heating to one-bedroom rent, a rough monthly baseline for one person is about $1,390 before food and transport. Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax.
Rent1BR $1,085
Buying a Home$322,000
Income$87,536
Household income: Census ACS, city. Metro median wage: BLS OEWS, all occupations, 2025 (metro area).
GroceriesNortheast
Average prices, Northeast (BLS, 2026-07-01). Regional where available, otherwise U.S. average.
Utilities29.2¢/kWh
Residential, state-level averages (EIA, 2026-06-01). MCF = 1,000 cubic feet.
Gas$3.94/gal
EIA weekly retail average, week of 2026-08-31.
State Taxes (RI)7% sales
State-level rates. Local sales taxes may add more. Income tax shown is the top marginal rate; most filers pay less.
Crime79.5 violent
FBI Crime Data Explorer, Warwick Police Department (2024). Offenses per 100,000 residents per year. Agency reporting practices vary, so cross-city comparisons are approximate.
People & LifestyleAge 44.6 yrs
Climate51.6°F
Warwick cost of living — FAQ
- Is Warwick expensive to live in?
- Warwick is on the pricier side of the 158 US cities we track. Its one-bedroom rent of $1,085 per month ranks #70 of 158 and is about the same as the $1,043 median.
- What is the average rent in Warwick?
- Average rent in Warwick, RI runs a studio around $923, a one-bedroom around $1,085, a two-bedroom around $1,629, a three-bedroom around $1,569 per month (US Census ACS).
- How much do you need to earn to live in Warwick?
- To keep a one-bedroom rent of $1,085 near the recommended 30% of gross income, you'd want to earn roughly $43,000 a year. The median household income here is $87,536.
- How much does it cost to live in Warwick per month?
- A rough monthly baseline for one person in Warwick is about $1,390 — one-bedroom rent plus typical residential electricity and heating. It excludes food, transport, and healthcare, so a full budget is higher.
Compare Warwick with nearby cities
Nearby cities
Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981-2010 (climate); EIA (gas, utilities); BLS Average Price Data (groceries) & OEWS (metro wage); transit agencies (fares); FBI Crime Data Explorer (crime); Tax Foundation 2026 (state taxes). Monthly estimate = 1BR rent + utilities; not a full cost of living.