Is it cheaper to live in Seattle or Worcester?

Worcester, MA is cheaper. Its monthly baseline of $1,340 (1BR rent + utilities) runs about 34% below Seattle, WA's $2,030, mainly because of rent.

How much more do you need to earn to live in Seattle than in Worcester?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $74,000 a year in Seattle versus $41,000 in Worcester.

Which has lower taxes, Seattle or Worcester?

Seattle is taxed under Washington's rules (no state income tax and a 6.5% state sales tax); Worcester under Massachusetts's (a top state income tax rate of 9.00% and a 6.25% state sales tax).

Seattle vs Worcester Cost of Living 2026

Seattle

Washington

$2,030/mo est.

Worcester

Massachusetts

$1,340/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $2,030 in Seattle, WA versus $1,340 in Worcester, MA. Overall, Worcester, MA is roughly 34% cheaper to live in day-to-day than Seattle, WA, driven mainly by rent.

Median household income is $121,984 in Seattle, WA and $67,544 in Worcester, MA — about 45% higher in Seattle, WA. Washington has no state income tax and a 6.5% state sales tax; Massachusetts has a top state income tax rate of 9.00% and a 6.25% state sales tax.

Seattle, WA

Worcester, MA

Rent

Studio

$1,638

$1,087

+34% in Seattle, WA

1 Bedroom

$1,858

$1,028

+45% in Seattle, WA

2 Bedroom

$2,359

$1,476

+37% in Seattle, WA

3 Bedroom

$2,918

$1,675

+43% in Seattle, WA

Buying a Home

Median Home Value

$912,100

$339,500

+63% in Seattle, WA

Income

Median Household Income

$121,984

$67,544

+45% in Seattle, WA

Metro Median Wage (annual)

$72,610

$57,830

+20% in Seattle, WA

People & Lifestyle

Median Age

35.5 yr

34.1 yr

+1.4 yr in Seattle, WA

Homeownership

44.2%

42.4%

+1.8 pp in Seattle, WA

Bachelor's+ (25+)

67.5%

34.1%

+33.4 pp in Seattle, WA

Avg Commute

26.6 min

25.1 min

+1.5 min in Seattle, WA

Crime (per 100k/yr)

Violent Crime

788.6

640.2

+19% in Seattle, WA

Property Crime

5,108.8

1,580.3

+69% in Seattle, WA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

53.5°F

47.9°F

+5.6°F in Seattle, WA

Annual Precipitation

37.7 in

48.1 in

+10.4 in in Worcester, MA

Gas

Regular Gasoline

$5.41/gal

$4.07/gal

+25% in Seattle, WA

Area: Seattle vs Massachusetts.

Public Transit

Base Fare (one-way)

$2.75

—

Adult base one-way fare — King County Metro vs — (2026).

Utilities

Electricity (¢/kWh)

14.9

29.6

+99% in Worcester, MA

Natural Gas ($/MCF)

$21.34

$30.66

+44% in Worcester, MA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.82

$4.31

+10% in Seattle, WA

Bread (lb)

$2.04

$1.92

+6% in Seattle, WA

Eggs (doz)

$2.19

about equal

Ground Beef (lb)

$7.36

$6.90

+6% in Seattle, WA

Chicken (lb)

$2.01

$2.19

+9% in Worcester, MA

Bananas (lb)

$0.70

$0.69

about equal

Average prices — West vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (WA / MA)

6.5%

6.25%

+0.3 pp in WA

Income Tax (top rate)

None

9.00%

+9.0 pp in MA

Seattle vs Worcester — FAQ

Is it cheaper to live in Seattle or Worcester?: Worcester, MA is cheaper. Its monthly baseline of $1,340 (1BR rent + utilities) runs about 34% below Seattle, WA's $2,030, mainly because of rent.
How much more do you need to earn to live in Seattle than in Worcester?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $74,000 a year in Seattle versus $41,000 in Worcester.
Which has lower taxes, Seattle or Worcester?: Seattle is taxed under Washington's rules (no state income tax and a 6.5% state sales tax); Worcester under Massachusetts's (a top state income tax rate of 9.00% and a 6.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).