Living Cost Compare
Worcester, MA

Cost of Living in Worcester, MA

Population 205,501 · Massachusetts

~$1,340/mo est.1BR $1,028Home $339,500
Photo: Francisco Galarza / Unsplash

The cost of living in Worcester, MA is driven mostly by housing. A one-bedroom apartment rents for around $1,028 a month — about the same as the $1,043 median across the 158 large US cities we track. Studios average $1,087 and two-bedrooms $1,476.

Median household income here is $67,544, about the same as the $67,696 median of the cities we track. Adding typical electricity and heating to one-bedroom rent, a rough monthly baseline for one person is about $1,340 before food and transport. Massachusetts has a top state income tax rate of 9.00% and a 6.25% state sales tax.

Rent1BR $1,028
Studio
$1,087
1 Bedroom
$1,028
2 Bedroom
$1,476
3 Bedroom
$1,675
Buying a Home$339,500
Median Home Value
$339,500
Income$67,544
Median Household Income
$67,544
Metro Median Wage (annual)
$57,830

Household income: Census ACS, city. Metro median wage: BLS OEWS, all occupations, 2025 (metro area).

GroceriesNortheast
Milk (gal)
$4.31
Bread (lb)
$1.92
Eggs (doz)
$2.19
Ground Beef (lb)
$6.90
Chicken (lb)
$2.19
Bananas (lb)
$0.69

Average prices, Northeast (BLS, 2026-07-01). Regional where available, otherwise U.S. average.

Utilities29.6¢/kWh
Electricity
29.6¢/kWh
Natural Gas
$30.66/MCF

Residential, state-level averages (EIA, 2026-06-01). MCF = 1,000 cubic feet.

Gas$4.07/gal
Regular Gasoline (Massachusetts)
$4.07/gal

EIA weekly retail average, week of 2026-08-31.

State Taxes (MA)6.25% sales
State Sales Tax
6.25%
State Income Tax (top rate)
Up to 9.00%

State-level rates. Local sales taxes may add more. Income tax shown is the top marginal rate; most filers pay less.

Crime640.2 violent
Violent Crime (per 100k/yr)
640.2
Property Crime (per 100k/yr)
1,580.3

FBI Crime Data Explorer, Worcester Police Department (2024). Offenses per 100,000 residents per year. Agency reporting practices vary, so cross-city comparisons are approximate.

People & LifestyleAge 34.1 yrs
Median Age
34.1 yrs
Homeownership
42.4%
Bachelor's+ (25+)
34.1%
Avg Commute
25.1 min
Climate47.9°F
Avg Annual Temperature
47.9°F
Annual Precipitation
48.1 in

Worcester cost of living — FAQ

Is Worcester expensive to live in?
Worcester is around the middle of the 158 US cities we track. Its one-bedroom rent of $1,028 per month ranks #86 of 158 and is about the same as the $1,043 median.
What is the average rent in Worcester?
Average rent in Worcester, MA runs a studio around $1,087, a one-bedroom around $1,028, a two-bedroom around $1,476, a three-bedroom around $1,675 per month (US Census ACS).
How much do you need to earn to live in Worcester?
To keep a one-bedroom rent of $1,028 near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year. The median household income here is $67,544.
How much does it cost to live in Worcester per month?
A rough monthly baseline for one person in Worcester is about $1,340 — one-bedroom rent plus typical residential electricity and heating. It excludes food, transport, and healthcare, so a full budget is higher.

Compare Worcester with nearby cities

Nearby cities

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981-2010 (climate); EIA (gas, utilities); BLS Average Price Data (groceries) & OEWS (metro wage); transit agencies (fares); FBI Crime Data Explorer (crime); Tax Foundation 2026 (state taxes). Monthly estimate = 1BR rent + utilities; not a full cost of living.