Living Cost Compare
Providence

Rhode Island

$1,330/mo est.

vs
Rutland

Vermont

$1,120/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,330 in Providence, RI versus $1,120 in Rutland, VT. Overall, Rutland, VT is roughly 16% cheaper to live in day-to-day than Providence, RI, driven mainly by rent.

Median household income is $66,772 in Providence, RI and $55,000 in Rutland, VT — about 18% higher in Providence, RI. Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax; Vermont has a top state income tax rate of 8.75% and a 6% state sales tax.

Rent

Studio
$1,116
$893
+20% in Providence, RI
1 Bedroom
$1,030
$856
+17% in Providence, RI
2 Bedroom
$1,323
$1,097
+17% in Providence, RI
3 Bedroom
$1,627
$1,207
+26% in Providence, RI

Buying a Home

Median Home Value
$322,800
$176,400
+45% in Providence, RI

Income

Median Household Income
$66,772
$55,000
+18% in Providence, RI
Metro Median Wage (annual)
$53,680

People & Lifestyle

Median Age
32.9 yr
48.5 yr
+15.6 yr in Rutland, VT
Homeownership
41.2%
52.7%
+11.5 pp in Rutland, VT
Bachelor's+ (25+)
34.7%
32.2%
+2.5 pp in Providence, RI
Avg Commute
25.0 min
14.7 min
+10.3 min in Providence, RI

Crime (per 100k/yr)

Violent Crime
282.4
487.8
+73% in Rutland, VT
Property Crime
1,665.6
3,973.3
+139% in Rutland, VT

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
51.6°F
44.6°F
+7.0°F in Providence, RI
Annual Precipitation
47.2 in
40.5 in
+6.7 in in Providence, RI

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: East Coast (PADD 1) vs East Coast (PADD 1).

Utilities

Electricity (¢/kWh)
29.2
24.4
+16% in Providence, RI
Natural Gas ($/MCF)
$25.75
$26.07
+1% in Rutland, VT

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.92
$1.92
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.90
$6.90
about equal
Chicken (lb)
$2.19
$2.19
about equal
Bananas (lb)
$0.69
$0.69
about equal

Average prices — Northeast vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (RI / VT)
7%
6%
+1.0 pp in RI
Income Tax (top rate)
5.99%
8.75%
+2.8 pp in VT

Providence vs Rutland — FAQ

Is it cheaper to live in Providence or Rutland?
Rutland, VT is cheaper. Its monthly baseline of $1,120 (1BR rent + utilities) runs about 16% below Providence, RI's $1,330, mainly because of rent.
How much more do you need to earn to live in Providence than in Rutland?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Providence versus $34,000 in Rutland.
Which has lower taxes, Providence or Rutland?
Providence is taxed under Rhode Island's rules (a top state income tax rate of 5.99% and a 7% state sales tax); Rutland under Vermont's (a top state income tax rate of 8.75% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).