Monthly estimate = 1BR rent + electricity + gas
A one-person monthly baseline (1BR rent plus typical utilities) runs $1,430 in Philadelphia, PA versus $1,390 in Warwick, RI. Overall, Warwick, RI is roughly 3% cheaper to live in day-to-day than Philadelphia, PA, driven mainly by rent.
Median household income is $60,698 in Philadelphia, PA and $87,536 in Warwick, RI — about 31% higher in Warwick, RI. Pennsylvania has a top state income tax rate of 3.07% and a 6% state sales tax; Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax.
Rent
Buying a Home
Income
People & Lifestyle
Crime (per 100k/yr)
FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.
Climate
Gas
Area: East Coast (PADD 1) vs East Coast (PADD 1).
Public Transit
Adult base one-way fare — SEPTA vs — (2026).
Utilities
Residential, state-level averages (EIA). MCF = 1,000 cubic feet.
Groceries
Average prices — Northeast vs Northeast (BLS). Regional where available, otherwise U.S. average.
State Taxes
Philadelphia vs Warwick — FAQ
- Is it cheaper to live in Philadelphia or Warwick?
- Warwick, RI is cheaper. Its monthly baseline of $1,390 (1BR rent + utilities) runs about 3% below Philadelphia, PA's $1,430, mainly because of rent.
- How much more do you need to earn to live in Philadelphia than in Warwick?
- To keep rent near the recommended 30% of gross income, you'd want to earn roughly $48,000 a year in Philadelphia versus $43,000 in Warwick.
- Which has lower taxes, Philadelphia or Warwick?
- Philadelphia is taxed under Pennsylvania's rules (a top state income tax rate of 3.07% and a 6% state sales tax); Warwick under Rhode Island's (a top state income tax rate of 5.99% and a 7% state sales tax).
Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).