Living Cost Compare
Overland Park

Kansas

$1,410/mo est.

vs
St. Paul

Minnesota

$1,310/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,410 in Overland Park, KS versus $1,310 in St. Paul, MN. Overall, St. Paul, MN is roughly 7% cheaper to live in day-to-day than Overland Park, KS, driven mainly by rent.

Median household income is $103,838 in Overland Park, KS and $73,055 in St. Paul, MN — about 30% higher in Overland Park, KS. Kansas has a top state income tax rate of 5.58% and a 6.5% state sales tax; Minnesota has a top state income tax rate of 9.85% and a 6.875% state sales tax.

Overland Park, KS
St. Paul, MN

Rent

Studio
$1,270
$995
+22% in Overland Park, KS
1 Bedroom
$1,224
$1,126
+8% in Overland Park, KS
2 Bedroom
$1,589
$1,384
+13% in Overland Park, KS
3 Bedroom
$1,828
$1,662
+9% in Overland Park, KS

Buying a Home

Median Home Value
$384,400
$280,300
+27% in Overland Park, KS

Income

Median Household Income
$103,838
$73,055
+30% in Overland Park, KS
Metro Median Wage (annual)
$50,820
$59,320
+17% in St. Paul, MN

People & Lifestyle

Median Age
38.6 yr
33.5 yr
+5.1 yr in Overland Park, KS
Homeownership
61.5%
53.2%
+8.3 pp in Overland Park, KS
Bachelor's+ (25+)
62.9%
43.5%
+19.4 pp in Overland Park, KS
Avg Commute
19.9 min
22.3 min
+2.4 min in St. Paul, MN

Crime (per 100k/yr)

Violent Crime
188.4
619
+229% in St. Paul, MN
Property Crime
1,790.5
2,897.2
+62% in St. Paul, MN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.2°F
47.1°F
+8.1°F in Overland Park, KS
Annual Precipitation
40.0 in
28.5 in
+11.5 in in Overland Park, KS

Gas

Regular Gasoline
$3.85/gal
$3.96/gal
+3% in St. Paul, MN

Area: Midwest (PADD 2) vs Minnesota.

Utilities

Electricity (¢/kWh)
15.7
17.5
+12% in St. Paul, MN
Natural Gas ($/MCF)
$25.12
$14.79
+41% in Overland Park, KS

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (KS / MN)
6.5%
6.875%
+0.4 pp in MN
Income Tax (top rate)
5.58%
9.85%
+4.3 pp in MN

Overland Park vs St. Paul — FAQ

Is it cheaper to live in Overland Park or St. Paul?
St. Paul, MN is cheaper. Its monthly baseline of $1,310 (1BR rent + utilities) runs about 7% below Overland Park, KS's $1,410, mainly because of rent.
How much more do you need to earn to live in Overland Park than in St. Paul?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $49,000 a year in Overland Park versus $45,000 in St. Paul.
Which has lower taxes, Overland Park or St. Paul?
Overland Park is taxed under Kansas's rules (a top state income tax rate of 5.58% and a 6.5% state sales tax); St. Paul under Minnesota's (a top state income tax rate of 9.85% and a 6.875% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).