Living Cost Compare
Overland Park

Kansas

$1,410/mo est.

vs
St. Louis

Missouri

$1,060/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,410 in Overland Park, KS versus $1,060 in St. Louis, MO. Overall, St. Louis, MO is roughly 25% cheaper to live in day-to-day than Overland Park, KS, driven mainly by rent.

Median household income is $103,838 in Overland Park, KS and $55,279 in St. Louis, MO — about 47% higher in Overland Park, KS. Kansas has a top state income tax rate of 5.58% and a 6.5% state sales tax; Missouri has a top state income tax rate of 4.70% and a 4.225% state sales tax.

Overland Park, KS
St. Louis, MO

Rent

Studio
$1,270
$864
+32% in Overland Park, KS
1 Bedroom
$1,224
$866
+29% in Overland Park, KS
2 Bedroom
$1,589
$1,109
+30% in Overland Park, KS
3 Bedroom
$1,828
$1,135
+38% in Overland Park, KS

Buying a Home

Median Home Value
$384,400
$185,100
+52% in Overland Park, KS

Income

Median Household Income
$103,838
$55,279
+47% in Overland Park, KS
Metro Median Wage (annual)
$50,820
$49,990
+2% in Overland Park, KS

People & Lifestyle

Median Age
38.6 yr
36.6 yr
+2.0 yr in Overland Park, KS
Homeownership
61.5%
45.4%
+16.1 pp in Overland Park, KS
Bachelor's+ (25+)
62.9%
40.2%
+22.7 pp in Overland Park, KS
Avg Commute
19.9 min
22.2 min
+2.3 min in St. Louis, MO

Crime (per 100k/yr)

Violent Crime
188.4
1,372.9
+629% in St. Louis, MO
Property Crime
1,790.5
5,794.9
+224% in St. Louis, MO

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.2°F
55.7°F
+0.5°F in St. Louis, MO
Annual Precipitation
40.0 in
40.9 in
+0.9 in in St. Louis, MO

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
15.7
16.2
+3% in St. Louis, MO
Natural Gas ($/MCF)
$25.12
$28.78
+15% in St. Louis, MO

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (KS / MO)
6.5%
4.225%
+2.3 pp in KS
Income Tax (top rate)
5.58%
4.70%
+0.9 pp in KS

Overland Park vs St. Louis — FAQ

Is it cheaper to live in Overland Park or St. Louis?
St. Louis, MO is cheaper. Its monthly baseline of $1,060 (1BR rent + utilities) runs about 25% below Overland Park, KS's $1,410, mainly because of rent.
How much more do you need to earn to live in Overland Park than in St. Louis?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $49,000 a year in Overland Park versus $35,000 in St. Louis.
Which has lower taxes, Overland Park or St. Louis?
Overland Park is taxed under Kansas's rules (a top state income tax rate of 5.58% and a 6.5% state sales tax); St. Louis under Missouri's (a top state income tax rate of 4.70% and a 4.225% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).