Living Cost Compare
Overland Park

Kansas

$1,410/mo est.

vs
Philadelphia

Pennsylvania

$1,430/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,410 in Overland Park, KS versus $1,430 in Philadelphia, PA. Overall, Overland Park, KS is roughly 1% cheaper to live in day-to-day than Philadelphia, PA, driven mainly by electricity costs.

Median household income is $103,838 in Overland Park, KS and $60,698 in Philadelphia, PA — about 42% higher in Overland Park, KS. Kansas has a top state income tax rate of 5.58% and a 6.5% state sales tax; Pennsylvania has a top state income tax rate of 3.07% and a 6% state sales tax.

Overland Park, KS
Philadelphia, PA

Rent

Studio
$1,270
$1,126
+11% in Overland Park, KS
1 Bedroom
$1,224
$1,189
+3% in Overland Park, KS
2 Bedroom
$1,589
$1,394
+12% in Overland Park, KS
3 Bedroom
$1,828
$1,406
+23% in Overland Park, KS

Buying a Home

Median Home Value
$384,400
$232,400
+40% in Overland Park, KS

Income

Median Household Income
$103,838
$60,698
+42% in Overland Park, KS
Metro Median Wage (annual)
$50,820
$54,310
+7% in Philadelphia, PA

People & Lifestyle

Median Age
38.6 yr
35.1 yr
+3.5 yr in Overland Park, KS
Homeownership
61.5%
52.3%
+9.2 pp in Overland Park, KS
Bachelor's+ (25+)
62.9%
34.6%
+28.3 pp in Overland Park, KS
Avg Commute
19.9 min
32.0 min
+12.1 min in Philadelphia, PA

Crime (per 100k/yr)

Violent Crime
188.4
917.1
+387% in Philadelphia, PA
Property Crime
1,790.5
4,615.3
+158% in Philadelphia, PA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
55.2°F
57.1°F
+1.9°F in Philadelphia, PA
Annual Precipitation
40.0 in
48.5 in
+8.5 in in Philadelphia, PA

Gas

Regular Gasoline
$3.85/gal
$3.94/gal
+2% in Philadelphia, PA

Area: Midwest (PADD 2) vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
—
$2.50

Adult base one-way fare — — vs SEPTA (2026).

Utilities

Electricity (¢/kWh)
15.7
21.7
+38% in Philadelphia, PA
Natural Gas ($/MCF)
$25.12
$26.08
+4% in Philadelphia, PA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.92
+16% in Philadelphia, PA
Eggs (doz)
$3.63
$2.19
+40% in Overland Park, KS
Ground Beef (lb)
$6.77
$6.90
+2% in Philadelphia, PA
Chicken (lb)
$2.10
$2.19
+4% in Philadelphia, PA
Bananas (lb)
$0.62
$0.69
+12% in Philadelphia, PA

Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (KS / PA)
6.5%
6%
+0.5 pp in KS
Income Tax (top rate)
5.58%
3.07%
+2.5 pp in KS

Overland Park vs Philadelphia — FAQ

Is it cheaper to live in Overland Park or Philadelphia?
Overland Park, KS is cheaper. Its monthly baseline of $1,410 (1BR rent + utilities) runs about 1% below Philadelphia, PA's $1,430, mainly because of electricity costs.
How much more do you need to earn to live in Overland Park than in Philadelphia?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $49,000 a year in Overland Park versus $48,000 in Philadelphia.
Which has lower taxes, Overland Park or Philadelphia?
Overland Park is taxed under Kansas's rules (a top state income tax rate of 5.58% and a 6.5% state sales tax); Philadelphia under Pennsylvania's (a top state income tax rate of 3.07% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).