Is it cheaper to live in Oklahoma City or Spokane?

Oklahoma City, OK is cheaper. Its monthly baseline of $1,050 (1BR rent + utilities) runs about 2% below Spokane, WA's $1,070, mainly because of rent.

How much more do you need to earn to live in Oklahoma City than in Spokane?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Oklahoma City versus $36,000 in Spokane.

Which has lower taxes, Oklahoma City or Spokane?

Oklahoma City is taxed under Oklahoma's rules (a top state income tax rate of 4.50% and a 4.5% state sales tax); Spokane under Washington's (no state income tax and a 6.5% state sales tax).

Oklahoma City vs Spokane Cost of Living 2026

Oklahoma City

Oklahoma

$1,050/mo est.

Spokane

Washington

$1,070/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,050 in Oklahoma City, OK versus $1,070 in Spokane, WA. Overall, Oklahoma City, OK is roughly 2% cheaper to live in day-to-day than Spokane, WA, driven mainly by rent.

Median household income is $66,702 in Oklahoma City, OK and $65,745 in Spokane, WA — about 1% higher in Oklahoma City, OK. Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax; Washington has no state income tax and a 6.5% state sales tax.

Oklahoma City, OK

Spokane, WA

Rent

Studio

$795

$884

+11% in Spokane, WA

1 Bedroom

$882

$903

+2% in Spokane, WA

2 Bedroom

$1,085

$1,192

+10% in Spokane, WA

3 Bedroom

$1,356

$1,442

+6% in Spokane, WA

Buying a Home

Median Home Value

$215,100

$326,200

+52% in Spokane, WA

Income

Median Household Income

$66,702

$65,745

+1% in Oklahoma City, OK

Metro Median Wage (annual)

$47,230

$54,660

+16% in Spokane, WA

People & Lifestyle

Median Age

35.0 yr

37.2 yr

+2.2 yr in Spokane, WA

Homeownership

59.1%

58.3%

+0.8 pp in Oklahoma City, OK

Bachelor's+ (25+)

34.0%

32.6%

+1.4 pp in Oklahoma City, OK

Avg Commute

22.2 min

21.2 min

+1.0 min in Oklahoma City, OK

Crime (per 100k/yr)

Violent Crime

685.9

683.6

+0% in Oklahoma City, OK

Property Crime

2,929.1

4,931.8

+68% in Spokane, WA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

61.5°F

48.9°F

+12.6°F in Oklahoma City, OK

Annual Precipitation

36.5 in

17.8 in

+18.7 in in Oklahoma City, OK

Gas

Regular Gasoline

$3.94/gal

$5.12/gal

+30% in Spokane, WA

Area: Midwest (PADD 2) vs Washington.

Public Transit

Base Fare (one-way)

$1.75

—

Adult base one-way fare — EMBARK vs — (2026).

Utilities

Electricity (¢/kWh)

13.4

14.9

+12% in Spokane, WA

Natural Gas ($/MCF)

$27.15

$20.41

+25% in Oklahoma City, OK

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.00

$4.82

+20% in Spokane, WA

Bread (lb)

$1.75

$2.04

+17% in Spokane, WA

Eggs (doz)

$2.21

$2.19

+1% in Oklahoma City, OK

Ground Beef (lb)

$6.45

$7.36

+14% in Spokane, WA

Chicken (lb)

$1.90

$2.01

+6% in Spokane, WA

Bananas (lb)

$0.62

$0.70

+14% in Spokane, WA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (OK / WA)

4.5%

6.5%

+2.0 pp in WA

Income Tax (top rate)

4.50%

None

+4.5 pp in OK

Oklahoma City vs Spokane — FAQ

Is it cheaper to live in Oklahoma City or Spokane?: Oklahoma City, OK is cheaper. Its monthly baseline of $1,050 (1BR rent + utilities) runs about 2% below Spokane, WA's $1,070, mainly because of rent.
How much more do you need to earn to live in Oklahoma City than in Spokane?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Oklahoma City versus $36,000 in Spokane.
Which has lower taxes, Oklahoma City or Spokane?: Oklahoma City is taxed under Oklahoma's rules (a top state income tax rate of 4.50% and a 4.5% state sales tax); Spokane under Washington's (no state income tax and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).