Living Cost Compare
Oklahoma City

Oklahoma

$1,050/mo est.

vs
Sioux Falls

South Dakota

$1,030/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,050 in Oklahoma City, OK versus $1,030 in Sioux Falls, SD. Overall, Sioux Falls, SD is roughly 2% cheaper to live in day-to-day than Oklahoma City, OK, driven mainly by natural gas costs.

Median household income is $66,702 in Oklahoma City, OK and $74,714 in Sioux Falls, SD — about 11% higher in Sioux Falls, SD. Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax; South Dakota has no state income tax and a 4.2% state sales tax.

Oklahoma City, OK
Sioux Falls, SD

Rent

Studio
$795
$825
+4% in Sioux Falls, SD
1 Bedroom
$882
$870
+1% in Oklahoma City, OK
2 Bedroom
$1,085
$1,000
+8% in Oklahoma City, OK
3 Bedroom
$1,356
$1,237
+9% in Oklahoma City, OK

Buying a Home

Median Home Value
$215,100
$271,400
+26% in Sioux Falls, SD

Income

Median Household Income
$66,702
$74,714
+12% in Sioux Falls, SD
Metro Median Wage (annual)
$47,230
$47,970
+2% in Sioux Falls, SD

People & Lifestyle

Median Age
35.0 yr
35.1 yr
+0.1 yr in Sioux Falls, SD
Homeownership
59.1%
60.0%
+0.9 pp in Sioux Falls, SD
Bachelor's+ (25+)
34.0%
37.4%
+3.4 pp in Sioux Falls, SD
Avg Commute
22.2 min
17.0 min
+5.2 min in Oklahoma City, OK

Crime (per 100k/yr)

Violent Crime
685.9
526.7
+23% in Oklahoma City, OK
Property Crime
2,929.1
2,927.1
+0% in Oklahoma City, OK

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
61.5°F
45.8°F
+15.7°F in Oklahoma City, OK
Annual Precipitation
36.5 in
26.4 in
+10.1 in in Oklahoma City, OK

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.75
—

Adult base one-way fare — EMBARK vs — (2026).

Utilities

Electricity (¢/kWh)
13.4
15.7
+18% in Sioux Falls, SD
Natural Gas ($/MCF)
$27.15
$10.95
+60% in Oklahoma City, OK

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Sioux Falls, SD
Bread (lb)
$1.75
$1.66
+5% in Oklahoma City, OK
Eggs (doz)
$2.21
$3.63
+64% in Sioux Falls, SD
Ground Beef (lb)
$6.45
$6.77
+5% in Sioux Falls, SD
Chicken (lb)
$1.90
$2.10
+10% in Sioux Falls, SD
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (OK / SD)
4.5%
4.2%
+0.3 pp in OK
Income Tax (top rate)
4.50%
None
+4.5 pp in OK

Oklahoma City vs Sioux Falls — FAQ

Is it cheaper to live in Oklahoma City or Sioux Falls?
Sioux Falls, SD is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 2% below Oklahoma City, OK's $1,050, mainly because of natural gas costs.
How much more do you need to earn to live in Oklahoma City than in Sioux Falls?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Oklahoma City versus $35,000 in Sioux Falls.
Which has lower taxes, Oklahoma City or Sioux Falls?
Oklahoma City is taxed under Oklahoma's rules (a top state income tax rate of 4.50% and a 4.5% state sales tax); Sioux Falls under South Dakota's (no state income tax and a 4.2% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).