Living Cost Compare
Oklahoma City

Oklahoma

$1,030/mo est.

vs
San Diego

California

$2,210/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Oklahoma City, OK versus $2,210 in San Diego, CA. Overall, Oklahoma City, OK is roughly 53% cheaper to live in day-to-day than San Diego, CA, driven mainly by rent.

Median household income is $66,702 in Oklahoma City, OK and $104,321 in San Diego, CA — about 36% higher in San Diego, CA. Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$795
$1,737
+118% in San Diego, CA
1 Bedroom
$882
$1,883
+113% in San Diego, CA
2 Bedroom
$1,085
$2,348
+116% in San Diego, CA
3 Bedroom
$1,356
$2,818
+108% in San Diego, CA

Buying a Home

Median Home Value
$215,100
$848,500
+294% in San Diego, CA

Income

Median Household Income
$66,702
$104,321
+56% in San Diego, CA
Metro Median Wage (annual)
$47,230
$58,690
+24% in San Diego, CA

People & Lifestyle

Median Age
35.0 yr
36.0 yr
+1.0 yr in San Diego, CA
Homeownership
59.1%
47.6%
+11.5 pp in Oklahoma City, OK
Bachelor's+ (25+)
34.0%
49.9%
+15.9 pp in San Diego, CA
Avg Commute
22.2 min
23.9 min
+1.7 min in San Diego, CA

Crime (per 100k/yr)

Violent Crime
685.6
414.1
+40% in Oklahoma City, OK
Property Crime
2,928.9
1,693.1
+42% in Oklahoma City, OK

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
61.5°F
63.6°F
+2.1°F in San Diego, CA
Annual Precipitation
36.5 in
10.3 in
+26.2 in in Oklahoma City, OK

Gas

Regular Gasoline
$4.35/gal
$5.91/gal
+36% in San Diego, CA

Area: Midwest (PADD 2) vs California.

Public Transit

Base Fare (one-way)
$1.75
$2.50
+43% in San Diego, CA

Adult base one-way fare — EMBARK vs MTS (2026).

Utilities

Electricity (¢/kWh)
13.6
33.4
+146% in San Diego, CA
Natural Gas ($/MCF)
$15.95
$20.72
+30% in San Diego, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.37
+5% in San Diego, CA
Bread (lb)
$1.73
$2.10
+21% in San Diego, CA
Eggs (doz)
$2.19
$2.25
+3% in San Diego, CA
Ground Beef (lb)
$6.56
$7.23
+10% in San Diego, CA
Chicken (lb)
$1.90
$2.14
+12% in San Diego, CA
Bananas (lb)
$0.61
$0.74
+21% in San Diego, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (OK / CA)
4.5%
7.25%
+2.8 pp in CA
Income Tax (top rate)
4.50%
13.30%
+8.8 pp in CA

Oklahoma City vs San Diego — FAQ

Is it cheaper to live in Oklahoma City or San Diego?
Oklahoma City, OK is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 53% below San Diego, CA's $2,210, mainly because of rent.
How much more do you need to earn to live in Oklahoma City than in San Diego?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Oklahoma City versus $75,000 in San Diego.
Which has lower taxes, Oklahoma City or San Diego?
Oklahoma City is taxed under Oklahoma's rules (a top state income tax rate of 4.50% and a 4.5% state sales tax); San Diego under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).