Is it cheaper to live in Oklahoma City or Providence?

Oklahoma City, OK is cheaper. Its monthly baseline of $1,050 (1BR rent + utilities) runs about 20% below Providence, RI's $1,310, mainly because of rent.

How much more do you need to earn to live in Oklahoma City than in Providence?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Oklahoma City versus $41,000 in Providence.

Which has lower taxes, Oklahoma City or Providence?

Oklahoma City is taxed under Oklahoma's rules (a top state income tax rate of 4.50% and a 4.5% state sales tax); Providence under Rhode Island's (a top state income tax rate of 5.99% and a 7% state sales tax).

Oklahoma City vs Providence Cost of Living 2026

Oklahoma City

Oklahoma

$1,050/mo est.

Providence

Rhode Island

$1,310/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,050 in Oklahoma City, OK versus $1,310 in Providence, RI. Overall, Oklahoma City, OK is roughly 20% cheaper to live in day-to-day than Providence, RI, driven mainly by rent.

Median household income is $66,702 in Oklahoma City, OK and $66,772 in Providence, RI. Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax; Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax.

Oklahoma City, OK

Providence, RI

Rent

Studio

$795

$1,116

+40% in Providence, RI

1 Bedroom

$882

$1,030

+17% in Providence, RI

2 Bedroom

$1,085

$1,323

+22% in Providence, RI

3 Bedroom

$1,356

$1,627

+20% in Providence, RI

Buying a Home

Median Home Value

$215,100

$322,800

+50% in Providence, RI

Income

Median Household Income

$66,702

$66,772

+0% in Providence, RI

Metro Median Wage (annual)

$47,230

$53,680

+14% in Providence, RI

People & Lifestyle

Median Age

35.0 yr

32.9 yr

+2.1 yr in Oklahoma City, OK

Homeownership

59.1%

41.2%

+17.9 pp in Oklahoma City, OK

Bachelor's+ (25+)

34.0%

34.7%

+0.7 pp in Providence, RI

Avg Commute

22.2 min

25.0 min

+2.8 min in Providence, RI

Crime (per 100k/yr)

Violent Crime

685.9

282.4

+59% in Oklahoma City, OK

Property Crime

2,929.1

1,665.6

+43% in Oklahoma City, OK

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

61.5°F

51.6°F

+9.9°F in Oklahoma City, OK

Annual Precipitation

36.5 in

47.2 in

+10.7 in in Providence, RI

Gas

Regular Gasoline

$3.94/gal

$3.86/gal

+2% in Oklahoma City, OK

Area: Midwest (PADD 2) vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)

$1.75

—

Adult base one-way fare — EMBARK vs — (2026).

Utilities

Electricity (¢/kWh)

13.4

29.5

+120% in Providence, RI

Natural Gas ($/MCF)

$27.15

$16.06

+41% in Oklahoma City, OK

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.00

$4.31

+8% in Providence, RI

Bread (lb)

$1.75

$1.92

+10% in Providence, RI

Eggs (doz)

$2.21

$2.19

+1% in Oklahoma City, OK

Ground Beef (lb)

$6.45

$6.90

+7% in Providence, RI

Chicken (lb)

$1.90

$2.19

+15% in Providence, RI

Bananas (lb)

$0.62

$0.69

+12% in Providence, RI

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (OK / RI)

4.5%

+2.5 pp in RI

Income Tax (top rate)

4.50%

5.99%

+1.5 pp in RI

Oklahoma City vs Providence — FAQ

Is it cheaper to live in Oklahoma City or Providence?: Oklahoma City, OK is cheaper. Its monthly baseline of $1,050 (1BR rent + utilities) runs about 20% below Providence, RI's $1,310, mainly because of rent.
How much more do you need to earn to live in Oklahoma City than in Providence?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Oklahoma City versus $41,000 in Providence.
Which has lower taxes, Oklahoma City or Providence?: Oklahoma City is taxed under Oklahoma's rules (a top state income tax rate of 4.50% and a 4.5% state sales tax); Providence under Rhode Island's (a top state income tax rate of 5.99% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).