Living Cost Compare
Nashville

Tennessee

$1,490/mo est.

vs
Tulsa

Oklahoma

$1,020/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,490 in Nashville, TN versus $1,020 in Tulsa, OK. Overall, Tulsa, OK is roughly 32% cheaper to live in day-to-day than Nashville, TN, driven mainly by rent.

Median household income is $75,197 in Nashville, TN and $58,407 in Tulsa, OK — about 22% higher in Nashville, TN. Tennessee has no state income tax and a 7% state sales tax; Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax.

Rent

Studio
$1,341
$786
+41% in Nashville, TN
1 Bedroom
$1,336
$847
+37% in Nashville, TN
2 Bedroom
$1,478
$1,045
+29% in Nashville, TN
3 Bedroom
$1,832
$1,265
+31% in Nashville, TN

Buying a Home

Median Home Value
$383,100
$189,600
+51% in Nashville, TN

Income

Median Household Income
$75,197
$58,407
+22% in Nashville, TN
Metro Median Wage (annual)
$50,390
$46,670
+7% in Nashville, TN

People & Lifestyle

Median Age
34.4 yr
35.5 yr
+1.1 yr in Tulsa, OK
Homeownership
53.0%
52.0%
+1.0 pp in Nashville, TN
Bachelor's+ (25+)
46.9%
33.3%
+13.6 pp in Nashville, TN
Avg Commute
24.9 min
18.7 min
+6.2 min in Nashville, TN

Crime (per 100k/yr)

Violent Crime
1,178.7
948.9
+19% in Nashville, TN
Property Crime
4,558.5
3,664.6
+20% in Nashville, TN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
59.4°F
60.1°F
+0.7°F in Tulsa, OK
Annual Precipitation
47.3 in
43.7 in
+3.5 in in Nashville, TN

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — WeGo Public Transit vs (2026).

Utilities

Electricity (¢/kWh)
14.5
13.4
+8% in Nashville, TN
Natural Gas ($/MCF)
$16.83
$27.15
+61% in Tulsa, OK

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TN / OK)
7%
4.5%
+2.5 pp in TN
Income Tax (top rate)
None
4.50%
+4.5 pp in OK

Nashville vs Tulsa — FAQ

Is it cheaper to live in Nashville or Tulsa?
Tulsa, OK is cheaper. Its monthly baseline of $1,020 (1BR rent + utilities) runs about 32% below Nashville, TN's $1,490, mainly because of rent.
How much more do you need to earn to live in Nashville than in Tulsa?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $53,000 a year in Nashville versus $34,000 in Tulsa.
Which has lower taxes, Nashville or Tulsa?
Nashville is taxed under Tennessee's rules (no state income tax and a 7% state sales tax); Tulsa under Oklahoma's (a top state income tax rate of 4.50% and a 4.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).