Living Cost Compare
Nashville

Tennessee

$1,490/mo est.

vs
San Diego

California

$2,210/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,490 in Nashville, TN versus $2,210 in San Diego, CA. Overall, Nashville, TN is roughly 33% cheaper to live in day-to-day than San Diego, CA, driven mainly by rent.

Median household income is $75,197 in Nashville, TN and $104,321 in San Diego, CA — about 28% higher in San Diego, CA. Tennessee has no state income tax and a 7% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,341
$1,737
+30% in San Diego, CA
1 Bedroom
$1,336
$1,883
+41% in San Diego, CA
2 Bedroom
$1,478
$2,348
+59% in San Diego, CA
3 Bedroom
$1,832
$2,818
+54% in San Diego, CA

Buying a Home

Median Home Value
$383,100
$848,500
+121% in San Diego, CA

Income

Median Household Income
$75,197
$104,321
+39% in San Diego, CA
Metro Median Wage (annual)
$50,390
$58,690
+16% in San Diego, CA

People & Lifestyle

Median Age
34.4 yr
36.0 yr
+1.6 yr in San Diego, CA
Homeownership
53.0%
47.6%
+5.4 pp in Nashville, TN
Bachelor's+ (25+)
46.9%
49.9%
+3.0 pp in San Diego, CA
Avg Commute
24.9 min
23.9 min
+1.0 min in Nashville, TN

Crime (per 100k/yr)

Violent Crime
1,178.7
414.3
+65% in Nashville, TN
Property Crime
4,558.5
1,693.6
+63% in Nashville, TN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
59.4°F
63.6°F
+4.2°F in San Diego, CA
Annual Precipitation
47.3 in
10.3 in
+36.9 in in Nashville, TN

Gas

Regular Gasoline
$3.94/gal
$5.40/gal
+37% in San Diego, CA

Area: Midwest (PADD 2) vs California.

Public Transit

Base Fare (one-way)
$2.00
$2.50
+25% in San Diego, CA

Adult base one-way fare — WeGo Public Transit vs MTS (2026).

Utilities

Electricity (¢/kWh)
14.5
33.3
+130% in San Diego, CA
Natural Gas ($/MCF)
$16.83
$20.72
+23% in San Diego, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.82
+20% in San Diego, CA
Bread (lb)
$1.75
$2.04
+17% in San Diego, CA
Eggs (doz)
$2.21
$2.19
+1% in Nashville, TN
Ground Beef (lb)
$6.45
$7.36
+14% in San Diego, CA
Chicken (lb)
$1.90
$2.01
+6% in San Diego, CA
Bananas (lb)
$0.62
$0.70
+14% in San Diego, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TN / CA)
7%
7.25%
+0.3 pp in CA
Income Tax (top rate)
None
13.30%
+13.3 pp in CA

Nashville vs San Diego — FAQ

Is it cheaper to live in Nashville or San Diego?
Nashville, TN is cheaper. Its monthly baseline of $1,490 (1BR rent + utilities) runs about 33% below San Diego, CA's $2,210, mainly because of rent.
How much more do you need to earn to live in Nashville than in San Diego?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $53,000 a year in Nashville versus $75,000 in San Diego.
Which has lower taxes, Nashville or San Diego?
Nashville is taxed under Tennessee's rules (no state income tax and a 7% state sales tax); San Diego under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).