Living Cost Compare
Nashville

Tennessee

$1,500/mo est.

vs
Sacramento

California

$1,740/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,500 in Nashville, TN versus $1,740 in Sacramento, CA. Overall, Nashville, TN is roughly 14% cheaper to live in day-to-day than Sacramento, CA, driven mainly by electricity costs.

Median household income is $75,197 in Nashville, TN and $83,753 in Sacramento, CA — about 10% higher in Sacramento, CA. Tennessee has no state income tax and a 7% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,341
$1,259
+6% in Nashville, TN
1 Bedroom
$1,336
$1,418
+6% in Sacramento, CA
2 Bedroom
$1,478
$1,742
+18% in Sacramento, CA
3 Bedroom
$1,832
$1,973
+8% in Sacramento, CA

Buying a Home

Median Home Value
$383,100
$484,600
+26% in Sacramento, CA

Income

Median Household Income
$75,197
$83,753
+11% in Sacramento, CA
Metro Median Wage (annual)
$50,390
$59,750
+19% in Sacramento, CA

People & Lifestyle

Median Age
34.4 yr
35.7 yr
+1.3 yr in Sacramento, CA
Homeownership
53.0%
51.5%
+1.5 pp in Nashville, TN
Bachelor's+ (25+)
46.9%
36.4%
+10.5 pp in Nashville, TN
Avg Commute
24.9 min
25.6 min
+0.7 min in Sacramento, CA

Crime (per 100k/yr)

Violent Crime
1,178.6
757.2
+36% in Nashville, TN
Property Crime
4,557.6
2,615.3
+43% in Nashville, TN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
59.4°F
61.0°F
+1.6°F in Sacramento, CA
Annual Precipitation
47.3 in
18.5 in
+28.7 in in Nashville, TN

Gas

Regular Gasoline
$4.35/gal
$5.91/gal
+36% in Sacramento, CA

Area: Midwest (PADD 2) vs California.

Public Transit

Base Fare (one-way)
$2.00
$2.50
+25% in Sacramento, CA

Adult base one-way fare — WeGo Public Transit vs SacRT (2026).

Utilities

Electricity (¢/kWh)
15.1
33.4
+121% in Sacramento, CA
Natural Gas ($/MCF)
$15.54
$20.72
+33% in Sacramento, CA

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.37
+5% in Sacramento, CA
Bread (lb)
$1.73
$2.10
+21% in Sacramento, CA
Eggs (doz)
$2.19
$2.25
+3% in Sacramento, CA
Ground Beef (lb)
$6.56
$7.23
+10% in Sacramento, CA
Chicken (lb)
$1.90
$2.14
+12% in Sacramento, CA
Bananas (lb)
$0.61
$0.74
+21% in Sacramento, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TN / CA)
7%
7.25%
+0.3 pp in CA
Income Tax (top rate)
None
13.30%
+13.3 pp in CA

Nashville vs Sacramento — FAQ

Is it cheaper to live in Nashville or Sacramento?
Nashville, TN is cheaper. Its monthly baseline of $1,500 (1BR rent + utilities) runs about 14% below Sacramento, CA's $1,740, mainly because of electricity costs.
How much more do you need to earn to live in Nashville than in Sacramento?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $53,000 a year in Nashville versus $57,000 in Sacramento.
Which has lower taxes, Nashville or Sacramento?
Nashville is taxed under Tennessee's rules (no state income tax and a 7% state sales tax); Sacramento under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).