Living Cost Compare
Nashville

Tennessee

$1,490/mo est.

vs
Rochester

Minnesota

$1,280/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,490 in Nashville, TN versus $1,280 in Rochester, MN. Overall, Rochester, MN is roughly 14% cheaper to live in day-to-day than Nashville, TN, driven mainly by rent.

Median household income is $75,197 in Nashville, TN and $87,767 in Rochester, MN — about 14% higher in Rochester, MN. Tennessee has no state income tax and a 7% state sales tax; Minnesota has a top state income tax rate of 9.85% and a 6.875% state sales tax.

Rent

Studio
$1,341
$1,080
+19% in Nashville, TN
1 Bedroom
$1,336
$1,106
+17% in Nashville, TN
2 Bedroom
$1,478
$1,243
+16% in Nashville, TN
3 Bedroom
$1,832
$1,646
+10% in Nashville, TN

Buying a Home

Median Home Value
$383,100
$287,500
+25% in Nashville, TN

Income

Median Household Income
$75,197
$87,767
+17% in Rochester, MN
Metro Median Wage (annual)
$50,390
$60,620
+20% in Rochester, MN

People & Lifestyle

Median Age
34.4 yr
36.4 yr
+2.0 yr in Rochester, MN
Homeownership
53.0%
65.4%
+12.4 pp in Rochester, MN
Bachelor's+ (25+)
46.9%
50.1%
+3.2 pp in Rochester, MN
Avg Commute
24.9 min
17.2 min
+7.7 min in Nashville, TN

Crime (per 100k/yr)

Violent Crime
1,178.7
158.9
+87% in Nashville, TN
Property Crime
4,558.5
1,379
+70% in Nashville, TN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
59.4°F
45.4°F
+14.0°F in Nashville, TN
Annual Precipitation
47.3 in
33.0 in
+14.2 in in Nashville, TN

Gas

Regular Gasoline
$3.94/gal
$3.95/gal
about equal

Area: Midwest (PADD 2) vs Minnesota.

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — WeGo Public Transit vs (2026).

Utilities

Electricity (¢/kWh)
14.5
16.9
+17% in Rochester, MN
Natural Gas ($/MCF)
$16.83
$14.95
+11% in Nashville, TN

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Rochester, MN
Bread (lb)
$1.75
$1.66
+5% in Nashville, TN
Eggs (doz)
$2.21
$3.63
+64% in Rochester, MN
Ground Beef (lb)
$6.45
$6.77
+5% in Rochester, MN
Chicken (lb)
$1.90
$2.10
+10% in Rochester, MN
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TN / MN)
7%
6.875%
+0.1 pp in TN
Income Tax (top rate)
None
9.85%
+9.8 pp in MN

Nashville vs Rochester — FAQ

Is it cheaper to live in Nashville or Rochester?
Rochester, MN is cheaper. Its monthly baseline of $1,280 (1BR rent + utilities) runs about 14% below Nashville, TN's $1,490, mainly because of rent.
How much more do you need to earn to live in Nashville than in Rochester?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $53,000 a year in Nashville versus $44,000 in Rochester.
Which has lower taxes, Nashville or Rochester?
Nashville is taxed under Tennessee's rules (no state income tax and a 7% state sales tax); Rochester under Minnesota's (a top state income tax rate of 9.85% and a 6.875% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).