Living Cost Compare
Nashville

Tennessee

$1,500/mo est.

vs
Rapid City

South Dakota

$970/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,500 in Nashville, TN versus $970 in Rapid City, SD. Overall, Rapid City, SD is roughly 35% cheaper to live in day-to-day than Nashville, TN, driven mainly by rent.

Median household income is $75,197 in Nashville, TN and $65,712 in Rapid City, SD — about 13% higher in Nashville, TN. Tennessee has no state income tax and a 7% state sales tax; South Dakota has no state income tax and a 4.2% state sales tax.

Rent

Studio
$1,341
$533
+60% in Nashville, TN
1 Bedroom
$1,336
$807
+40% in Nashville, TN
2 Bedroom
$1,478
$1,156
+22% in Nashville, TN
3 Bedroom
$1,832
$1,260
+31% in Nashville, TN

Buying a Home

Median Home Value
$383,100
$270,000
+30% in Nashville, TN

Income

Median Household Income
$75,197
$65,712
+13% in Nashville, TN
Metro Median Wage (annual)
$50,390
$46,270
+8% in Nashville, TN

People & Lifestyle

Median Age
34.4 yr
39.0 yr
+4.6 yr in Rapid City, SD
Homeownership
53.0%
61.6%
+8.6 pp in Rapid City, SD
Bachelor's+ (25+)
46.9%
36.4%
+10.5 pp in Nashville, TN
Avg Commute
24.9 min
17.4 min
+7.5 min in Nashville, TN

Crime (per 100k/yr)

Violent Crime
1,178.7
718.9
+39% in Nashville, TN
Property Crime
4,558.5
3,795.8
+17% in Nashville, TN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
59.4°F
47.1°F
+12.3°F in Nashville, TN
Annual Precipitation
47.3 in
16.3 in
+31.0 in in Nashville, TN

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — WeGo Public Transit vs (2026).

Utilities

Electricity (¢/kWh)
14.1
15.4
+9% in Rapid City, SD
Natural Gas ($/MCF)
$19.75
$15.26
+23% in Nashville, TN

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Rapid City, SD
Bread (lb)
$1.75
$1.66
+5% in Nashville, TN
Eggs (doz)
$2.21
$3.63
+64% in Rapid City, SD
Ground Beef (lb)
$6.45
$6.77
+5% in Rapid City, SD
Chicken (lb)
$1.90
$2.10
+10% in Rapid City, SD
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TN / SD)
7%
4.2%
+2.8 pp in TN
Income Tax (top rate)
None
None
about equal

Nashville vs Rapid City — FAQ

Is it cheaper to live in Nashville or Rapid City?
Rapid City, SD is cheaper. Its monthly baseline of $970 (1BR rent + utilities) runs about 35% below Nashville, TN's $1,500, mainly because of rent.
How much more do you need to earn to live in Nashville than in Rapid City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $53,000 a year in Nashville versus $32,000 in Rapid City.
Which has lower taxes, Nashville or Rapid City?
Nashville is taxed under Tennessee's rules (no state income tax and a 7% state sales tax); Rapid City under South Dakota's (no state income tax and a 4.2% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).