Living Cost Compare
Nashville

Tennessee

$1,490/mo est.

vs
Phoenix

Arizona

$1,430/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,490 in Nashville, TN versus $1,430 in Phoenix, AZ. Overall, Phoenix, AZ is roughly 4% cheaper to live in day-to-day than Nashville, TN, driven mainly by rent.

Median household income is $75,197 in Nashville, TN and $77,041 in Phoenix, AZ — about 2% higher in Phoenix, AZ. Tennessee has no state income tax and a 7% state sales tax; Arizona has a top state income tax rate of 2.50% and a 5.6% state sales tax.

Rent

Studio
$1,341
$1,127
+16% in Nashville, TN
1 Bedroom
$1,336
$1,253
+6% in Nashville, TN
2 Bedroom
$1,478
$1,493
+1% in Phoenix, AZ
3 Bedroom
$1,832
$1,771
+3% in Nashville, TN

Buying a Home

Median Home Value
$383,100
$381,900
+0% in Nashville, TN

Income

Median Household Income
$75,197
$77,041
+2% in Phoenix, AZ
Metro Median Wage (annual)
$50,390
$51,380
+2% in Phoenix, AZ

People & Lifestyle

Median Age
34.4 yr
34.8 yr
+0.4 yr in Phoenix, AZ
Homeownership
53.0%
57.1%
+4.1 pp in Phoenix, AZ
Bachelor's+ (25+)
46.9%
32.3%
+14.6 pp in Nashville, TN
Avg Commute
24.9 min
25.7 min
+0.8 min in Phoenix, AZ

Crime (per 100k/yr)

Violent Crime
1,178.7
799.6
+32% in Nashville, TN
Property Crime
4,558.5
2,338.9
+49% in Nashville, TN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
59.4°F
75.1°F
+15.7°F in Phoenix, AZ
Annual Precipitation
47.3 in
8.2 in
+39.1 in in Nashville, TN

Gas

Regular Gasoline
$3.94/gal
$5.09/gal
+29% in Phoenix, AZ

Area: Midwest (PADD 2) vs West Coast (PADD 5).

Public Transit

Base Fare (one-way)
$2.00
$2.00
about equal

Adult base one-way fare — WeGo Public Transit vs Valley Metro (2026).

Utilities

Electricity (¢/kWh)
14.5
15.2
+5% in Phoenix, AZ
Natural Gas ($/MCF)
$16.83
$22.44
+33% in Phoenix, AZ

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.82
+20% in Phoenix, AZ
Bread (lb)
$1.75
$2.04
+17% in Phoenix, AZ
Eggs (doz)
$2.21
$2.19
+1% in Nashville, TN
Ground Beef (lb)
$6.45
$7.36
+14% in Phoenix, AZ
Chicken (lb)
$1.90
$2.01
+6% in Phoenix, AZ
Bananas (lb)
$0.62
$0.70
+14% in Phoenix, AZ

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TN / AZ)
7%
5.6%
+1.4 pp in TN
Income Tax (top rate)
None
2.50%
+2.5 pp in AZ

Nashville vs Phoenix — FAQ

Is it cheaper to live in Nashville or Phoenix?
Phoenix, AZ is cheaper. Its monthly baseline of $1,430 (1BR rent + utilities) runs about 4% below Nashville, TN's $1,490, mainly because of rent.
How much more do you need to earn to live in Nashville than in Phoenix?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $53,000 a year in Nashville versus $50,000 in Phoenix.
Which has lower taxes, Nashville or Phoenix?
Nashville is taxed under Tennessee's rules (no state income tax and a 7% state sales tax); Phoenix under Arizona's (a top state income tax rate of 2.50% and a 5.6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).