Living Cost Compare
Naperville

Illinois

$1,800/mo est.

vs
Overland Park

Kansas

$1,410/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,800 in Naperville, IL versus $1,410 in Overland Park, KS. Overall, Overland Park, KS is roughly 22% cheaper to live in day-to-day than Naperville, IL, driven mainly by rent.

Median household income is $150,937 in Naperville, IL and $103,838 in Overland Park, KS — about 31% higher in Naperville, IL. Illinois has a top state income tax rate of 4.95% and a 6.25% state sales tax; Kansas has a top state income tax rate of 5.58% and a 6.5% state sales tax.

Naperville, IL
Overland Park, KS

Rent

Studio
$1,713
$1,270
+26% in Naperville, IL
1 Bedroom
$1,594
$1,224
+23% in Naperville, IL
2 Bedroom
$1,889
$1,589
+16% in Naperville, IL
3 Bedroom
$2,446
$1,828
+25% in Naperville, IL

Buying a Home

Median Home Value
$509,900
$384,400
+25% in Naperville, IL

Income

Median Household Income
$150,937
$103,838
+31% in Naperville, IL
Metro Median Wage (annual)
$54,720
$50,820
+7% in Naperville, IL

People & Lifestyle

Median Age
40.1 yr
38.6 yr
+1.5 yr in Naperville, IL
Homeownership
74.3%
61.5%
+12.8 pp in Naperville, IL
Bachelor's+ (25+)
71.7%
62.9%
+8.8 pp in Naperville, IL
Avg Commute
31.4 min
19.9 min
+11.5 min in Naperville, IL

Crime (per 100k/yr)

Violent Crime
85.7
188.4
+120% in Overland Park, KS
Property Crime
892.2
1,790.5
+101% in Overland Park, KS

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
49.9°F
55.2°F
+5.3°F in Overland Park, KS
Annual Precipitation
36.9 in
40.0 in
+3.1 in in Overland Park, KS

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
19.9
15.7
+21% in Naperville, IL
Natural Gas ($/MCF)
$19.71
$25.12
+27% in Overland Park, KS

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (IL / KS)
6.25%
6.5%
+0.3 pp in KS
Income Tax (top rate)
4.95%
5.58%
+0.6 pp in KS

Naperville vs Overland Park — FAQ

Is it cheaper to live in Naperville or Overland Park?
Overland Park, KS is cheaper. Its monthly baseline of $1,410 (1BR rent + utilities) runs about 22% below Naperville, IL's $1,800, mainly because of rent.
How much more do you need to earn to live in Naperville than in Overland Park?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $64,000 a year in Naperville versus $49,000 in Overland Park.
Which has lower taxes, Naperville or Overland Park?
Naperville is taxed under Illinois's rules (a top state income tax rate of 4.95% and a 6.25% state sales tax); Overland Park under Kansas's (a top state income tax rate of 5.58% and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).