Living Cost Compare
Montgomery

Alabama

$1,020/mo est.

vs
Overland Park

Kansas

$1,410/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,020 in Montgomery, AL versus $1,410 in Overland Park, KS. Overall, Montgomery, AL is roughly 28% cheaper to live in day-to-day than Overland Park, KS, driven mainly by rent.

Median household income is $55,687 in Montgomery, AL and $103,838 in Overland Park, KS — about 46% higher in Overland Park, KS. Alabama has a top state income tax rate of 5.00% and a 4% state sales tax; Kansas has a top state income tax rate of 5.58% and a 6.5% state sales tax.

Montgomery, AL
Overland Park, KS

Rent

Studio
$864
$1,270
+47% in Overland Park, KS
1 Bedroom
$831
$1,224
+47% in Overland Park, KS
2 Bedroom
$982
$1,589
+62% in Overland Park, KS
3 Bedroom
$1,172
$1,828
+56% in Overland Park, KS

Buying a Home

Median Home Value
$148,500
$384,400
+159% in Overland Park, KS

Income

Median Household Income
$55,687
$103,838
+86% in Overland Park, KS
Metro Median Wage (annual)
$44,950
$50,820
+13% in Overland Park, KS

People & Lifestyle

Median Age
36.2 yr
38.6 yr
+2.4 yr in Overland Park, KS
Homeownership
54.3%
61.5%
+7.2 pp in Overland Park, KS
Bachelor's+ (25+)
33.5%
62.9%
+29.4 pp in Overland Park, KS
Avg Commute
20.5 min
19.9 min
+0.6 min in Montgomery, AL

Crime (per 100k/yr)

Violent Crime
605.5
188.4
+69% in Montgomery, AL
Property Crime
2,258.3
1,790.5
+21% in Montgomery, AL

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
65.1°F
55.2°F
+9.9°F in Montgomery, AL
Annual Precipitation
53.1 in
40.0 in
+13.0 in in Montgomery, AL

Gas

Regular Gasoline
$3.62/gal
$3.85/gal
+6% in Overland Park, KS

Area: Gulf Coast (PADD 3) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
16.4
15.7
+4% in Montgomery, AL
Natural Gas ($/MCF)
$24.06
$25.12
+4% in Overland Park, KS

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Overland Park, KS
Bread (lb)
$1.75
$1.66
+5% in Montgomery, AL
Eggs (doz)
$2.21
$3.63
+64% in Overland Park, KS
Ground Beef (lb)
$6.45
$6.77
+5% in Overland Park, KS
Chicken (lb)
$1.90
$2.10
+10% in Overland Park, KS
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (AL / KS)
4%
6.5%
+2.5 pp in KS
Income Tax (top rate)
5.00%
5.58%
+0.6 pp in KS

Montgomery vs Overland Park — FAQ

Is it cheaper to live in Montgomery or Overland Park?
Montgomery, AL is cheaper. Its monthly baseline of $1,020 (1BR rent + utilities) runs about 28% below Overland Park, KS's $1,410, mainly because of rent.
How much more do you need to earn to live in Montgomery than in Overland Park?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in Montgomery versus $49,000 in Overland Park.
Which has lower taxes, Montgomery or Overland Park?
Montgomery is taxed under Alabama's rules (a top state income tax rate of 5.00% and a 4% state sales tax); Overland Park under Kansas's (a top state income tax rate of 5.58% and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).