Living Cost Compare
Lincoln

Nebraska

$1,030/mo est.

vs
Nashville

Tennessee

$1,490/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Lincoln, NE versus $1,490 in Nashville, TN. Overall, Lincoln, NE is roughly 31% cheaper to live in day-to-day than Nashville, TN, driven mainly by rent.

Median household income is $69,991 in Lincoln, NE and $75,197 in Nashville, TN — about 7% higher in Nashville, TN. Nebraska has a top state income tax rate of 4.55% and a 5.5% state sales tax; Tennessee has no state income tax and a 7% state sales tax.

Rent

Studio
$851
$1,341
+58% in Nashville, TN
1 Bedroom
$879
$1,336
+52% in Nashville, TN
2 Bedroom
$1,070
$1,478
+38% in Nashville, TN
3 Bedroom
$1,379
$1,832
+33% in Nashville, TN

Buying a Home

Median Home Value
$248,200
$383,100
+54% in Nashville, TN

Income

Median Household Income
$69,991
$75,197
+7% in Nashville, TN
Metro Median Wage (annual)
$49,800
$50,390
+1% in Nashville, TN

People & Lifestyle

Median Age
33.4 yr
34.4 yr
+1.0 yr in Nashville, TN
Homeownership
55.8%
53.0%
+2.8 pp in Lincoln, NE
Bachelor's+ (25+)
41.0%
46.9%
+5.9 pp in Nashville, TN
Avg Commute
18.3 min
24.9 min
+6.6 min in Nashville, TN

Crime (per 100k/yr)

Violent Crime
363.1
1,178.7
+225% in Nashville, TN
Property Crime
2,484.4
4,558.5
+83% in Nashville, TN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
51.5°F
59.4°F
+7.9°F in Nashville, TN
Annual Precipitation
30.9 in
47.3 in
+16.4 in in Nashville, TN

Gas

Regular Gasoline
$3.94/gal
$3.94/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — vs WeGo Public Transit (2026).

Utilities

Electricity (¢/kWh)
13.6
14.5
+6% in Nashville, TN
Natural Gas ($/MCF)
$15.53
$16.83
+8% in Nashville, TN

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Lincoln, NE
Bread (lb)
$1.66
$1.75
+5% in Nashville, TN
Eggs (doz)
$3.63
$2.21
+39% in Lincoln, NE
Ground Beef (lb)
$6.77
$6.45
+5% in Lincoln, NE
Chicken (lb)
$2.10
$1.90
+9% in Lincoln, NE
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NE / TN)
5.5%
7%
+1.5 pp in TN
Income Tax (top rate)
4.55%
None
+4.5 pp in NE

Lincoln vs Nashville — FAQ

Is it cheaper to live in Lincoln or Nashville?
Lincoln, NE is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 31% below Nashville, TN's $1,490, mainly because of rent.
How much more do you need to earn to live in Lincoln than in Nashville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Lincoln versus $53,000 in Nashville.
Which has lower taxes, Lincoln or Nashville?
Lincoln is taxed under Nebraska's rules (a top state income tax rate of 4.55% and a 5.5% state sales tax); Nashville under Tennessee's (no state income tax and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).