Is it cheaper to live in Lexington or Worcester?

Lexington, KY is cheaper. Its monthly baseline of $1,080 (1BR rent + utilities) runs about 19% below Worcester, MA's $1,340, mainly because of rent.

How much more do you need to earn to live in Lexington than in Worcester?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Lexington versus $41,000 in Worcester.

Which has lower taxes, Lexington or Worcester?

Lexington is taxed under Kentucky's rules (a top state income tax rate of 3.50% and a 6% state sales tax); Worcester under Massachusetts's (a top state income tax rate of 9.00% and a 6.25% state sales tax).

Lexington vs Worcester Cost of Living 2026

Lexington

Kentucky

$1,080/mo est.

Worcester

Massachusetts

$1,340/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,080 in Lexington, KY versus $1,340 in Worcester, MA. Overall, Lexington, KY is roughly 19% cheaper to live in day-to-day than Worcester, MA, driven mainly by rent.

Median household income is $67,631 in Lexington, KY and $67,544 in Worcester, MA. Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax; Massachusetts has a top state income tax rate of 9.00% and a 6.25% state sales tax.

Lexington, KY

Worcester, MA

Rent

Studio

$769

$1,087

+41% in Worcester, MA

1 Bedroom

$887

$1,028

+16% in Worcester, MA

2 Bedroom

$1,119

$1,476

+32% in Worcester, MA

3 Bedroom

$1,408

$1,675

+19% in Worcester, MA

Buying a Home

Median Home Value

$272,100

$339,500

+25% in Worcester, MA

Income

Median Household Income

$67,631

$67,544

+0% in Lexington, KY

Metro Median Wage (annual)

$48,620

$57,830

+19% in Worcester, MA

People & Lifestyle

Median Age

35.2 yr

34.1 yr

+1.1 yr in Lexington, KY

Homeownership

53.6%

42.4%

+11.2 pp in Lexington, KY

Bachelor's+ (25+)

47.3%

34.1%

+13.2 pp in Lexington, KY

Avg Commute

20.8 min

25.1 min

+4.3 min in Worcester, MA

Crime (per 100k/yr)

Violent Crime

269.1

640.2

+138% in Worcester, MA

Property Crime

2,304.4

1,580.3

+31% in Lexington, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

55.6°F

47.9°F

+7.7°F in Lexington, KY

Annual Precipitation

45.2 in

48.1 in

+2.9 in in Worcester, MA

Gas

Regular Gasoline

$3.85/gal

$4.07/gal

+6% in Worcester, MA

Area: Midwest (PADD 2) vs Massachusetts.

Utilities

Electricity (¢/kWh)

14.3

29.6

+108% in Worcester, MA

Natural Gas ($/MCF)

$33.20

$30.66

+8% in Lexington, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.00

$4.31

+8% in Worcester, MA

Bread (lb)

$1.75

$1.92

+10% in Worcester, MA

Eggs (doz)

$2.21

$2.19

+1% in Lexington, KY

Ground Beef (lb)

$6.45

$6.90

+7% in Worcester, MA

Chicken (lb)

$1.90

$2.19

+15% in Worcester, MA

Bananas (lb)

$0.62

$0.69

+12% in Worcester, MA

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (KY / MA)

6.25%

+0.3 pp in MA

Income Tax (top rate)

3.50%

9.00%

+5.5 pp in MA

Lexington vs Worcester — FAQ

Is it cheaper to live in Lexington or Worcester?: Lexington, KY is cheaper. Its monthly baseline of $1,080 (1BR rent + utilities) runs about 19% below Worcester, MA's $1,340, mainly because of rent.
How much more do you need to earn to live in Lexington than in Worcester?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $35,000 a year in Lexington versus $41,000 in Worcester.
Which has lower taxes, Lexington or Worcester?: Lexington is taxed under Kentucky's rules (a top state income tax rate of 3.50% and a 6% state sales tax); Worcester under Massachusetts's (a top state income tax rate of 9.00% and a 6.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).