Living Cost Compare
Kansas City

Missouri

$1,180/mo est.

vs
Nashville

Tennessee

$1,500/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,180 in Kansas City, MO versus $1,500 in Nashville, TN. Overall, Kansas City, MO is roughly 21% cheaper to live in day-to-day than Nashville, TN, driven mainly by rent.

Median household income is $67,449 in Kansas City, MO and $75,197 in Nashville, TN — about 10% higher in Nashville, TN. Missouri has a top state income tax rate of 4.70% and a 4.225% state sales tax; Tennessee has no state income tax and a 7% state sales tax.

Rent

Studio
$961
$1,341
+40% in Nashville, TN
1 Bedroom
$1,031
$1,336
+30% in Nashville, TN
2 Bedroom
$1,211
$1,478
+22% in Nashville, TN
3 Bedroom
$1,381
$1,832
+33% in Nashville, TN

Buying a Home

Median Home Value
$227,000
$383,100
+69% in Nashville, TN

Income

Median Household Income
$67,449
$75,197
+11% in Nashville, TN
Metro Median Wage (annual)
$50,820
$50,390
+1% in Kansas City, MO

People & Lifestyle

Median Age
35.7 yr
34.4 yr
+1.3 yr in Kansas City, MO
Homeownership
54.6%
53.0%
+1.6 pp in Kansas City, MO
Bachelor's+ (25+)
37.8%
46.9%
+9.1 pp in Nashville, TN
Avg Commute
21.9 min
24.9 min
+3.0 min in Nashville, TN

Crime (per 100k/yr)

Violent Crime
1,556.3
1,178.6
+24% in Kansas City, MO
Property Crime
4,719.3
4,557.6
+3% in Kansas City, MO

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
56.7°F
59.4°F
+2.7°F in Nashville, TN
Annual Precipitation
39.1 in
47.3 in
+8.2 in in Nashville, TN

Gas

Regular Gasoline
$4.35/gal
$4.35/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$2.00
$2.00
about equal

Adult base one-way fare — RideKC (KCATA) vs WeGo Public Transit (2026).

Utilities

Electricity (¢/kWh)
13.4
15.1
+12% in Nashville, TN
Natural Gas ($/MCF)
$15.74
$15.54
+1% in Kansas City, MO

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.14
$4.16
+1% in Nashville, TN
Bread (lb)
$1.79
$1.73
+3% in Kansas City, MO
Eggs (doz)
$3.63
$2.19
+40% in Kansas City, MO
Ground Beef (lb)
$6.97
$6.56
+6% in Kansas City, MO
Chicken (lb)
$2.15
$1.90
+12% in Kansas City, MO
Bananas (lb)
$0.63
$0.61
+3% in Kansas City, MO

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MO / TN)
4.225%
7%
+2.8 pp in TN
Income Tax (top rate)
4.70%
None
+4.7 pp in MO

Kansas City vs Nashville — FAQ

Is it cheaper to live in Kansas City or Nashville?
Kansas City, MO is cheaper. Its monthly baseline of $1,180 (1BR rent + utilities) runs about 21% below Nashville, TN's $1,500, mainly because of rent.
How much more do you need to earn to live in Kansas City than in Nashville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $41,000 a year in Kansas City versus $53,000 in Nashville.
Which has lower taxes, Kansas City or Nashville?
Kansas City is taxed under Missouri's rules (a top state income tax rate of 4.70% and a 4.225% state sales tax); Nashville under Tennessee's (no state income tax and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).