Living Cost Compare
Jacksonville

Florida

$1,320/mo est.

vs
Tampa

Florida

$1,500/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,320 in Jacksonville, FL versus $1,500 in Tampa, FL. Overall, Jacksonville, FL is roughly 12% cheaper to live in day-to-day than Tampa, FL, driven mainly by rent.

Median household income is $66,981 in Jacksonville, FL and $71,302 in Tampa, FL — about 6% higher in Tampa, FL. Both cities are in Florida, so state taxes are identical: no state income tax and a 6% state sales tax.

Rent

Studio
$1,127
$1,242
+10% in Tampa, FL
1 Bedroom
$1,146
$1,324
+16% in Tampa, FL
2 Bedroom
$1,385
$1,673
+21% in Tampa, FL
3 Bedroom
$1,545
$1,729
+12% in Tampa, FL

Buying a Home

Median Home Value
$266,100
$375,300
+41% in Tampa, FL

Income

Median Household Income
$66,981
$71,302
+6% in Tampa, FL
Metro Median Wage (annual)
$48,830
$48,940
+0% in Tampa, FL

People & Lifestyle

Median Age
36.4 yr
35.6 yr
+0.8 yr in Jacksonville, FL
Homeownership
57.4%
50.2%
+7.2 pp in Jacksonville, FL
Bachelor's+ (25+)
31.8%
44.6%
+12.8 pp in Tampa, FL
Avg Commute
24.1 min
24.7 min
+0.6 min in Tampa, FL

Crime (per 100k/yr)

Violent Crime
557.6
443.4
+20% in Jacksonville, FL
Property Crime
2,599.5
1,473.2
+43% in Jacksonville, FL

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
70.2°F
73.4°F
+3.2°F in Tampa, FL
Annual Precipitation
49.2 in
46.3 in
+2.9 in in Jacksonville, FL

Gas

Regular Gasoline
$4.25/gal
$4.25/gal
about equal

Area: Florida vs Florida.

Public Transit

Base Fare (one-way)
$1.75
$2.00
+14% in Tampa, FL

Adult base one-way fare — JTA vs HART (2026).

Utilities

Electricity (¢/kWh)
14.9
14.9
about equal
Natural Gas ($/MCF)
$23.62
$23.62
about equal

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.16
about equal
Bread (lb)
$1.73
$1.73
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.56
$6.56
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.61
$0.61
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (FL / FL)
6%
6%
about equal
Income Tax (top rate)
None
None
about equal

Jacksonville vs Tampa — FAQ

Is it cheaper to live in Jacksonville or Tampa?
Jacksonville, FL is cheaper. Its monthly baseline of $1,320 (1BR rent + utilities) runs about 12% below Tampa, FL's $1,500, mainly because of rent.
How much more do you need to earn to live in Jacksonville than in Tampa?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Jacksonville versus $53,000 in Tampa.
Which has lower taxes, Jacksonville or Tampa?
Neither — both are in Florida, so they share the same state tax rates: no state income tax and a 6% state sales tax.

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).