Living Cost Compare
Jacksonville

Florida

$1,320/mo est.

vs
Sacramento

California

$1,740/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,320 in Jacksonville, FL versus $1,740 in Sacramento, CA. Overall, Jacksonville, FL is roughly 24% cheaper to live in day-to-day than Sacramento, CA, driven mainly by rent.

Median household income is $66,981 in Jacksonville, FL and $83,753 in Sacramento, CA — about 20% higher in Sacramento, CA. Florida has no state income tax and a 6% state sales tax; California has a top state income tax rate of 13.30% and a 7.25% state sales tax.

Rent

Studio
$1,127
$1,259
+12% in Sacramento, CA
1 Bedroom
$1,146
$1,418
+24% in Sacramento, CA
2 Bedroom
$1,385
$1,742
+26% in Sacramento, CA
3 Bedroom
$1,545
$1,973
+28% in Sacramento, CA

Buying a Home

Median Home Value
$266,100
$484,600
+82% in Sacramento, CA

Income

Median Household Income
$66,981
$83,753
+25% in Sacramento, CA
Metro Median Wage (annual)
$48,830
$59,750
+22% in Sacramento, CA

People & Lifestyle

Median Age
36.4 yr
35.7 yr
+0.7 yr in Jacksonville, FL
Homeownership
57.4%
51.5%
+5.9 pp in Jacksonville, FL
Bachelor's+ (25+)
31.8%
36.4%
+4.6 pp in Sacramento, CA
Avg Commute
24.1 min
25.6 min
+1.5 min in Sacramento, CA

Crime (per 100k/yr)

Violent Crime
557.6
757.2
+36% in Sacramento, CA
Property Crime
2,599.5
2,615.3
+1% in Sacramento, CA

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
70.2°F
61.0°F
+9.2°F in Jacksonville, FL
Annual Precipitation
49.2 in
18.5 in
+30.7 in in Jacksonville, FL

Gas

Regular Gasoline
$4.25/gal
$5.91/gal
+39% in Sacramento, CA

Area: Florida vs California.

Public Transit

Base Fare (one-way)
$1.75
$2.50
+43% in Sacramento, CA

Adult base one-way fare — JTA vs SacRT (2026).

Utilities

Electricity (¢/kWh)
14.9
33.4
+124% in Sacramento, CA
Natural Gas ($/MCF)
$23.62
$20.72
+12% in Jacksonville, FL

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.37
+5% in Sacramento, CA
Bread (lb)
$1.73
$2.10
+21% in Sacramento, CA
Eggs (doz)
$2.19
$2.25
+3% in Sacramento, CA
Ground Beef (lb)
$6.56
$7.23
+10% in Sacramento, CA
Chicken (lb)
$1.90
$2.14
+12% in Sacramento, CA
Bananas (lb)
$0.61
$0.74
+21% in Sacramento, CA

Average prices — South vs West (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (FL / CA)
6%
7.25%
+1.3 pp in CA
Income Tax (top rate)
None
13.30%
+13.3 pp in CA

Jacksonville vs Sacramento — FAQ

Is it cheaper to live in Jacksonville or Sacramento?
Jacksonville, FL is cheaper. Its monthly baseline of $1,320 (1BR rent + utilities) runs about 24% below Sacramento, CA's $1,740, mainly because of rent.
How much more do you need to earn to live in Jacksonville than in Sacramento?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Jacksonville versus $57,000 in Sacramento.
Which has lower taxes, Jacksonville or Sacramento?
Jacksonville is taxed under Florida's rules (no state income tax and a 6% state sales tax); Sacramento under California's (a top state income tax rate of 13.30% and a 7.25% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).