Living Cost Compare
Jacksonville

Florida

$1,320/mo est.

vs
Providence

Rhode Island

$1,310/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,320 in Jacksonville, FL versus $1,310 in Providence, RI. Overall, Providence, RI is roughly 1% cheaper to live in day-to-day than Jacksonville, FL, driven mainly by electricity costs.

Median household income is $66,981 in Jacksonville, FL and $66,772 in Providence, RI. Florida has no state income tax and a 6% state sales tax; Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax.

Rent

Studio
$1,127
$1,116
+1% in Jacksonville, FL
1 Bedroom
$1,146
$1,030
+10% in Jacksonville, FL
2 Bedroom
$1,385
$1,323
+4% in Jacksonville, FL
3 Bedroom
$1,545
$1,627
+5% in Providence, RI

Buying a Home

Median Home Value
$266,100
$322,800
+21% in Providence, RI

Income

Median Household Income
$66,981
$66,772
+0% in Jacksonville, FL
Metro Median Wage (annual)
$48,830
$53,680
+10% in Providence, RI

People & Lifestyle

Median Age
36.4 yr
32.9 yr
+3.5 yr in Jacksonville, FL
Homeownership
57.4%
41.2%
+16.2 pp in Jacksonville, FL
Bachelor's+ (25+)
31.8%
34.7%
+2.9 pp in Providence, RI
Avg Commute
24.1 min
25.0 min
+0.9 min in Providence, RI

Crime (per 100k/yr)

Violent Crime
558.4
282.4
+49% in Jacksonville, FL
Property Crime
2,600.1
1,665.6
+36% in Jacksonville, FL

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
70.2°F
51.6°F
+18.6°F in Jacksonville, FL
Annual Precipitation
49.2 in
47.2 in
+2.0 in in Jacksonville, FL

Gas

Regular Gasoline
$3.77/gal
$3.86/gal
+3% in Providence, RI

Area: Florida vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)
$1.75

Adult base one-way fare — JTA vs (2026).

Utilities

Electricity (¢/kWh)
15.2
29.5
+94% in Providence, RI
Natural Gas ($/MCF)
$23.62
$16.06
+32% in Jacksonville, FL

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Providence, RI
Bread (lb)
$1.75
$1.92
+10% in Providence, RI
Eggs (doz)
$2.21
$2.19
+1% in Jacksonville, FL
Ground Beef (lb)
$6.45
$6.90
+7% in Providence, RI
Chicken (lb)
$1.90
$2.19
+15% in Providence, RI
Bananas (lb)
$0.62
$0.69
+12% in Providence, RI

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (FL / RI)
6%
7%
+1.0 pp in RI
Income Tax (top rate)
None
5.99%
+6.0 pp in RI

Jacksonville vs Providence — FAQ

Is it cheaper to live in Jacksonville or Providence?
Providence, RI is cheaper. Its monthly baseline of $1,310 (1BR rent + utilities) runs about 1% below Jacksonville, FL's $1,320, mainly because of electricity costs.
How much more do you need to earn to live in Jacksonville than in Providence?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Jacksonville versus $41,000 in Providence.
Which has lower taxes, Jacksonville or Providence?
Jacksonville is taxed under Florida's rules (no state income tax and a 6% state sales tax); Providence under Rhode Island's (a top state income tax rate of 5.99% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).