Living Cost Compare
Jacksonville

Florida

$1,320/mo est.

vs
Omaha

Nebraska

$1,120/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,320 in Jacksonville, FL versus $1,120 in Omaha, NE. Overall, Omaha, NE is roughly 15% cheaper to live in day-to-day than Jacksonville, FL, driven mainly by rent.

Median household income is $66,981 in Jacksonville, FL and $72,708 in Omaha, NE — about 8% higher in Omaha, NE. Florida has no state income tax and a 6% state sales tax; Nebraska has a top state income tax rate of 4.55% and a 5.5% state sales tax.

Jacksonville, FL
Omaha, NE

Rent

Studio
$1,127
$908
+19% in Jacksonville, FL
1 Bedroom
$1,146
$984
+14% in Jacksonville, FL
2 Bedroom
$1,385
$1,193
+14% in Jacksonville, FL
3 Bedroom
$1,545
$1,437
+7% in Jacksonville, FL

Buying a Home

Median Home Value
$266,100
$230,100
+14% in Jacksonville, FL

Income

Median Household Income
$66,981
$72,708
+9% in Omaha, NE
Metro Median Wage (annual)
$48,830
$49,660
+2% in Omaha, NE

People & Lifestyle

Median Age
36.4 yr
35.3 yr
+1.1 yr in Jacksonville, FL
Homeownership
57.4%
57.7%
+0.3 pp in Omaha, NE
Bachelor's+ (25+)
31.8%
40.3%
+8.5 pp in Omaha, NE
Avg Commute
24.1 min
19.6 min
+4.5 min in Jacksonville, FL

Crime (per 100k/yr)

Violent Crime
557.6
358.6
+36% in Jacksonville, FL
Property Crime
2,599.5
3,153
+21% in Omaha, NE

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
70.2°F
51.1°F
+19.1°F in Jacksonville, FL
Annual Precipitation
49.2 in
30.6 in
+18.6 in in Jacksonville, FL

Gas

Regular Gasoline
$4.25/gal
$4.35/gal
+2% in Omaha, NE

Area: Florida vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.75
$1.25
+29% in Jacksonville, FL

Adult base one-way fare — JTA vs Metro Transit (Omaha) (2026).

Utilities

Electricity (¢/kWh)
14.9
13.1
+12% in Jacksonville, FL
Natural Gas ($/MCF)
$23.62
$12.06
+49% in Jacksonville, FL

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.14
+1% in Jacksonville, FL
Bread (lb)
$1.73
$1.79
+4% in Omaha, NE
Eggs (doz)
$2.19
$3.63
+66% in Omaha, NE
Ground Beef (lb)
$6.56
$6.97
+6% in Omaha, NE
Chicken (lb)
$1.90
$2.15
+13% in Omaha, NE
Bananas (lb)
$0.61
$0.63
+3% in Omaha, NE

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (FL / NE)
6%
5.5%
+0.5 pp in FL
Income Tax (top rate)
None
4.55%
+4.5 pp in NE

Jacksonville vs Omaha — FAQ

Is it cheaper to live in Jacksonville or Omaha?
Omaha, NE is cheaper. Its monthly baseline of $1,120 (1BR rent + utilities) runs about 15% below Jacksonville, FL's $1,320, mainly because of rent.
How much more do you need to earn to live in Jacksonville than in Omaha?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Jacksonville versus $39,000 in Omaha.
Which has lower taxes, Jacksonville or Omaha?
Jacksonville is taxed under Florida's rules (no state income tax and a 6% state sales tax); Omaha under Nebraska's (a top state income tax rate of 4.55% and a 5.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).