Living Cost Compare
Jacksonville

Florida

$1,320/mo est.

vs
Minneapolis

Minnesota

$1,350/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,320 in Jacksonville, FL versus $1,350 in Minneapolis, MN. Overall, Jacksonville, FL is roughly 2% cheaper to live in day-to-day than Minneapolis, MN, driven mainly by rent.

Median household income is $66,981 in Jacksonville, FL and $80,269 in Minneapolis, MN — about 17% higher in Minneapolis, MN. Florida has no state income tax and a 6% state sales tax; Minnesota has a top state income tax rate of 9.85% and a 6.875% state sales tax.

Jacksonville, FL
Minneapolis, MN

Rent

Studio
$1,127
$992
+12% in Jacksonville, FL
1 Bedroom
$1,146
$1,192
+4% in Minneapolis, MN
2 Bedroom
$1,385
$1,555
+12% in Minneapolis, MN
3 Bedroom
$1,545
$1,761
+14% in Minneapolis, MN

Buying a Home

Median Home Value
$266,100
$345,600
+30% in Minneapolis, MN

Income

Median Household Income
$66,981
$80,269
+20% in Minneapolis, MN
Metro Median Wage (annual)
$48,830
$59,320
+21% in Minneapolis, MN

People & Lifestyle

Median Age
36.4 yr
33.0 yr
+3.4 yr in Jacksonville, FL
Homeownership
57.4%
48.0%
+9.4 pp in Jacksonville, FL
Bachelor's+ (25+)
31.8%
54.5%
+22.7 pp in Minneapolis, MN
Avg Commute
24.1 min
22.5 min
+1.6 min in Jacksonville, FL

Crime (per 100k/yr)

Violent Crime
557.6
1,167.8
+109% in Minneapolis, MN
Property Crime
2,599.5
5,182.6
+99% in Minneapolis, MN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
70.2°F
47.4°F
+22.8°F in Jacksonville, FL
Annual Precipitation
49.2 in
32.8 in
+16.4 in in Jacksonville, FL

Gas

Regular Gasoline
$4.25/gal
$4.25/gal
about equal

Area: Florida vs Minnesota.

Public Transit

Base Fare (one-way)
$1.75
$2.00
+14% in Minneapolis, MN

Adult base one-way fare — JTA vs Metro Transit (2026).

Utilities

Electricity (¢/kWh)
14.9
15.1
+1% in Minneapolis, MN
Natural Gas ($/MCF)
$23.62
$14.33
+39% in Jacksonville, FL

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.14
+1% in Jacksonville, FL
Bread (lb)
$1.73
$1.79
+4% in Minneapolis, MN
Eggs (doz)
$2.19
$3.63
+66% in Minneapolis, MN
Ground Beef (lb)
$6.56
$6.97
+6% in Minneapolis, MN
Chicken (lb)
$1.90
$2.15
+13% in Minneapolis, MN
Bananas (lb)
$0.61
$0.63
+3% in Minneapolis, MN

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (FL / MN)
6%
6.875%
+0.9 pp in MN
Income Tax (top rate)
None
9.85%
+9.8 pp in MN

Jacksonville vs Minneapolis — FAQ

Is it cheaper to live in Jacksonville or Minneapolis?
Jacksonville, FL is cheaper. Its monthly baseline of $1,320 (1BR rent + utilities) runs about 2% below Minneapolis, MN's $1,350, mainly because of rent.
How much more do you need to earn to live in Jacksonville than in Minneapolis?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Jacksonville versus $48,000 in Minneapolis.
Which has lower taxes, Jacksonville or Minneapolis?
Jacksonville is taxed under Florida's rules (no state income tax and a 6% state sales tax); Minneapolis under Minnesota's (a top state income tax rate of 9.85% and a 6.875% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).