Living Cost Compare
Houston

Texas

$1,350/mo est.

vs
Oklahoma City

Oklahoma

$1,030/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,350 in Houston, TX versus $1,030 in Oklahoma City, OK. Overall, Oklahoma City, OK is roughly 24% cheaper to live in day-to-day than Houston, TX, driven mainly by rent.

Median household income is $62,894 in Houston, TX and $66,702 in Oklahoma City, OK — about 6% higher in Oklahoma City, OK. Texas has no state income tax and a 6.25% state sales tax; Oklahoma has a top state income tax rate of 4.50% and a 4.5% state sales tax.

Rent

Studio
$1,142
$795
+30% in Houston, TX
1 Bedroom
$1,156
$882
+24% in Houston, TX
2 Bedroom
$1,375
$1,085
+21% in Houston, TX
3 Bedroom
$1,664
$1,356
+19% in Houston, TX

Buying a Home

Median Home Value
$253,400
$215,100
+15% in Houston, TX

Income

Median Household Income
$62,894
$66,702
+6% in Oklahoma City, OK
Metro Median Wage (annual)
$49,410
$47,230
+4% in Houston, TX

People & Lifestyle

Median Age
34.3 yr
35.0 yr
+0.7 yr in Oklahoma City, OK
Homeownership
42.0%
59.1%
+17.1 pp in Oklahoma City, OK
Bachelor's+ (25+)
36.0%
34.0%
+2.0 pp in Houston, TX
Avg Commute
27.3 min
22.2 min
+5.1 min in Houston, TX

Crime (per 100k/yr)

Violent Crime
1,155.2
685.6
+41% in Houston, TX
Property Crime
4,325.3
2,928.9
+32% in Houston, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
70.3°F
61.5°F
+8.8°F in Houston, TX
Annual Precipitation
54.6 in
36.5 in
+18.1 in in Houston, TX

Gas

Regular Gasoline
$3.85/gal
$4.35/gal
+13% in Oklahoma City, OK

Area: Houston vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.25
$1.75
+40% in Oklahoma City, OK

Adult base one-way fare — Houston METRO vs EMBARK (2026).

Utilities

Electricity (¢/kWh)
16.4
13.6
+17% in Houston, TX
Natural Gas ($/MCF)
$24.61
$15.95
+35% in Houston, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.16
$4.16
about equal
Bread (lb)
$1.73
$1.73
about equal
Eggs (doz)
$2.19
$2.19
about equal
Ground Beef (lb)
$6.56
$6.56
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.61
$0.61
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / OK)
6.25%
4.5%
+1.8 pp in TX
Income Tax (top rate)
None
4.50%
+4.5 pp in OK

Houston vs Oklahoma City — FAQ

Is it cheaper to live in Houston or Oklahoma City?
Oklahoma City, OK is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 24% below Houston, TX's $1,350, mainly because of rent.
How much more do you need to earn to live in Houston than in Oklahoma City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Houston versus $35,000 in Oklahoma City.
Which has lower taxes, Houston or Oklahoma City?
Houston is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Oklahoma City under Oklahoma's (a top state income tax rate of 4.50% and a 4.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).