Living Cost Compare
Houston

Texas

$1,360/mo est.

vs
Nashville

Tennessee

$1,490/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,360 in Houston, TX versus $1,490 in Nashville, TN. Overall, Houston, TX is roughly 9% cheaper to live in day-to-day than Nashville, TN, driven mainly by rent.

Median household income is $62,894 in Houston, TX and $75,197 in Nashville, TN — about 16% higher in Nashville, TN. Texas has no state income tax and a 6.25% state sales tax; Tennessee has no state income tax and a 7% state sales tax.

Rent

Studio
$1,142
$1,341
+17% in Nashville, TN
1 Bedroom
$1,156
$1,336
+16% in Nashville, TN
2 Bedroom
$1,375
$1,478
+7% in Nashville, TN
3 Bedroom
$1,664
$1,832
+10% in Nashville, TN

Buying a Home

Median Home Value
$253,400
$383,100
+51% in Nashville, TN

Income

Median Household Income
$62,894
$75,197
+20% in Nashville, TN
Metro Median Wage (annual)
$49,410
$50,390
+2% in Nashville, TN

People & Lifestyle

Median Age
34.3 yr
34.4 yr
+0.1 yr in Nashville, TN
Homeownership
42.0%
53.0%
+11.0 pp in Nashville, TN
Bachelor's+ (25+)
36.0%
46.9%
+10.9 pp in Nashville, TN
Avg Commute
27.3 min
24.9 min
+2.4 min in Houston, TX

Crime (per 100k/yr)

Violent Crime
1,153.8
1,178.7
+2% in Nashville, TN
Property Crime
4,324.9
4,558.5
+5% in Nashville, TN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
70.3°F
59.4°F
+10.9°F in Houston, TX
Annual Precipitation
54.6 in
47.3 in
+7.4 in in Houston, TX

Gas

Regular Gasoline
$3.52/gal
$3.94/gal
+12% in Nashville, TN

Area: Houston vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$1.25
$2.00
+60% in Nashville, TN

Adult base one-way fare — Houston METRO vs WeGo Public Transit (2026).

Utilities

Electricity (¢/kWh)
16.4
14.5
+12% in Houston, TX
Natural Gas ($/MCF)
$30.48
$16.83
+45% in Houston, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.00
about equal
Bread (lb)
$1.75
$1.75
about equal
Eggs (doz)
$2.21
$2.21
about equal
Ground Beef (lb)
$6.45
$6.45
about equal
Chicken (lb)
$1.90
$1.90
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / TN)
6.25%
7%
+0.8 pp in TN
Income Tax (top rate)
None
None
about equal

Houston vs Nashville — FAQ

Is it cheaper to live in Houston or Nashville?
Houston, TX is cheaper. Its monthly baseline of $1,360 (1BR rent + utilities) runs about 9% below Nashville, TN's $1,490, mainly because of rent.
How much more do you need to earn to live in Houston than in Nashville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $46,000 a year in Houston versus $53,000 in Nashville.
Which has lower taxes, Houston or Nashville?
Houston is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Nashville under Tennessee's (no state income tax and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).