Is it cheaper to live in Henderson or Tampa?

Tampa, FL is cheaper. Its monthly baseline of $1,500 (1BR rent + utilities) runs about 5% below Henderson, NV's $1,580, mainly because of rent.

How much more do you need to earn to live in Henderson than in Tampa?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $57,000 a year in Henderson versus $53,000 in Tampa.

Which has lower taxes, Henderson or Tampa?

Henderson is taxed under Nevada's rules (no state income tax and a 6.85% state sales tax); Tampa under Florida's (no state income tax and a 6% state sales tax).

Henderson vs Tampa Cost of Living 2026

Henderson

Nevada

$1,580/mo est.

Tampa

Florida

$1,500/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,580 in Henderson, NV versus $1,500 in Tampa, FL. Overall, Tampa, FL is roughly 5% cheaper to live in day-to-day than Henderson, NV, driven mainly by rent.

Median household income is $88,654 in Henderson, NV and $71,302 in Tampa, FL — about 20% higher in Henderson, NV. Nevada has no state income tax and a 6.85% state sales tax; Florida has no state income tax and a 6% state sales tax.

Henderson, NV

Tampa, FL

Rent

Studio

$1,442

$1,242

+14% in Henderson, NV

1 Bedroom

$1,437

$1,324

+8% in Henderson, NV

2 Bedroom

$1,694

$1,673

+1% in Henderson, NV

3 Bedroom

$1,982

$1,729

+13% in Henderson, NV

Buying a Home

Median Home Value

$465,000

$375,300

+19% in Henderson, NV

Income

Median Household Income

$88,654

$71,302

+20% in Henderson, NV

Metro Median Wage (annual)

$46,670

$48,940

+5% in Tampa, FL

People & Lifestyle

Median Age

42.5 yr

35.6 yr

+6.9 yr in Henderson, NV

Homeownership

65.6%

50.2%

+15.4 pp in Henderson, NV

Bachelor's+ (25+)

36.8%

44.6%

+7.8 pp in Tampa, FL

Avg Commute

24.7 min

about equal

Crime (per 100k/yr)

Violent Crime

271.8

443.2

+63% in Tampa, FL

Property Crime

1,725.7

1,473.2

+15% in Henderson, NV

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

69.4°F

73.4°F

+4.0°F in Tampa, FL

Annual Precipitation

4.2 in

46.3 in

+42.1 in in Tampa, FL

Gas

Regular Gasoline

$5.09/gal

$3.77/gal

+26% in Henderson, NV

Area: West Coast (PADD 5) vs Florida.

Public Transit

Base Fare (one-way)

—

$2.00

Adult base one-way fare — — vs HART (2026).

Utilities

Electricity (¢/kWh)

13.6

15.2

+12% in Tampa, FL

Natural Gas ($/MCF)

$12.09

$23.62

+95% in Tampa, FL

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.82

$4.00

+17% in Henderson, NV

Bread (lb)

$2.04

$1.75

+14% in Henderson, NV

Eggs (doz)

$2.19

$2.21

+1% in Tampa, FL

Ground Beef (lb)

$7.36

$6.45

+12% in Henderson, NV

Chicken (lb)

$2.01

$1.90

+6% in Henderson, NV

Bananas (lb)

$0.70

$0.62

+12% in Henderson, NV

Average prices — West vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NV / FL)

6.85%

+0.8 pp in NV

Income Tax (top rate)

None

about equal

Henderson vs Tampa — FAQ

Is it cheaper to live in Henderson or Tampa?: Tampa, FL is cheaper. Its monthly baseline of $1,500 (1BR rent + utilities) runs about 5% below Henderson, NV's $1,580, mainly because of rent.
How much more do you need to earn to live in Henderson than in Tampa?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $57,000 a year in Henderson versus $53,000 in Tampa.
Which has lower taxes, Henderson or Tampa?: Henderson is taxed under Nevada's rules (no state income tax and a 6.85% state sales tax); Tampa under Florida's (no state income tax and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).