Is it cheaper to live in Henderson or Rochester?

Rochester, NY is cheaper. Its monthly baseline of $1,160 (1BR rent + utilities) runs about 27% below Henderson, NV's $1,580, mainly because of rent.

How much more do you need to earn to live in Henderson than in Rochester?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $57,000 a year in Henderson versus $34,000 in Rochester.

Which has lower taxes, Henderson or Rochester?

Henderson is taxed under Nevada's rules (no state income tax and a 6.85% state sales tax); Rochester under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Henderson vs Rochester Cost of Living 2026

Henderson

Nevada

$1,580/mo est.

Rochester

New York

$1,160/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,580 in Henderson, NV versus $1,160 in Rochester, NY. Overall, Rochester, NY is roughly 27% cheaper to live in day-to-day than Henderson, NV, driven mainly by rent.

Median household income is $88,654 in Henderson, NV and $46,628 in Rochester, NY — about 47% higher in Henderson, NV. Nevada has no state income tax and a 6.85% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Henderson, NV

Rochester, NY

Rent

Studio

$1,442

$750

+48% in Henderson, NV

1 Bedroom

$1,437

$857

+40% in Henderson, NV

2 Bedroom

$1,694

$1,114

+34% in Henderson, NV

3 Bedroom

$1,982

$1,240

+37% in Henderson, NV

Buying a Home

Median Home Value

$465,000

$120,600

+74% in Henderson, NV

Income

Median Household Income

$88,654

$46,628

+47% in Henderson, NV

Metro Median Wage (annual)

$46,670

$51,210

+10% in Rochester, NY

People & Lifestyle

Median Age

42.5 yr

33.5 yr

+9.0 yr in Henderson, NV

Homeownership

65.6%

37.2%

+28.4 pp in Henderson, NV

Bachelor's+ (25+)

36.8%

29.9%

+6.9 pp in Henderson, NV

Avg Commute

24.7 min

18.9 min

+5.8 min in Henderson, NV

Crime (per 100k/yr)

Violent Crime

271.8

690

+154% in Rochester, NY

Property Crime

1,725.7

3,533.4

+105% in Rochester, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

69.4°F

48.2°F

+21.2°F in Henderson, NV

Annual Precipitation

4.2 in

34.3 in

+30.1 in in Rochester, NY

Gas

Regular Gasoline

$5.09/gal

$4.04/gal

+21% in Henderson, NV

Area: West Coast (PADD 5) vs New York.

Utilities

Electricity (¢/kWh)

13.6

29.9

+120% in Rochester, NY

Natural Gas ($/MCF)

$12.09

$22.74

+88% in Rochester, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.82

$4.31

+10% in Henderson, NV

Bread (lb)

$2.04

$1.92

+6% in Henderson, NV

Eggs (doz)

$2.19

about equal

Ground Beef (lb)

$7.36

$6.90

+6% in Henderson, NV

Chicken (lb)

$2.01

$2.19

+9% in Rochester, NY

Bananas (lb)

$0.70

$0.69

about equal

Average prices — West vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (NV / NY)

6.85%

+2.8 pp in NV

Income Tax (top rate)

None

10.90%

+10.9 pp in NY

Henderson vs Rochester — FAQ

Is it cheaper to live in Henderson or Rochester?: Rochester, NY is cheaper. Its monthly baseline of $1,160 (1BR rent + utilities) runs about 27% below Henderson, NV's $1,580, mainly because of rent.
How much more do you need to earn to live in Henderson than in Rochester?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $57,000 a year in Henderson versus $34,000 in Rochester.
Which has lower taxes, Henderson or Rochester?: Henderson is taxed under Nevada's rules (no state income tax and a 6.85% state sales tax); Rochester under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).