Living Cost Compare
Grand Forks

North Dakota

$920/mo est.

vs
St. Louis

Missouri

$1,060/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $920 in Grand Forks, ND versus $1,060 in St. Louis, MO. Overall, Grand Forks, ND is roughly 13% cheaper to live in day-to-day than St. Louis, MO, driven mainly by rent.

Median household income is $63,838 in Grand Forks, ND and $55,279 in St. Louis, MO — about 13% higher in Grand Forks, ND. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; Missouri has a top state income tax rate of 4.70% and a 4.225% state sales tax.

Rent

Studio
$784
$864
+10% in St. Louis, MO
1 Bedroom
$761
$866
+14% in St. Louis, MO
2 Bedroom
$947
$1,109
+17% in St. Louis, MO
3 Bedroom
$1,371
$1,135
+17% in Grand Forks, ND

Buying a Home

Median Home Value
$243,300
$185,100
+24% in Grand Forks, ND

Income

Median Household Income
$63,838
$55,279
+13% in Grand Forks, ND
Metro Median Wage (annual)
$49,760
$49,990
+0% in St. Louis, MO

People & Lifestyle

Median Age
29.4 yr
36.6 yr
+7.2 yr in St. Louis, MO
Homeownership
46.5%
45.4%
+1.1 pp in Grand Forks, ND
Bachelor's+ (25+)
39.2%
40.2%
+1.0 pp in St. Louis, MO
Avg Commute
14.8 min
22.2 min
+7.4 min in St. Louis, MO

Crime (per 100k/yr)

Violent Crime
360.3
1,372.9
+281% in St. Louis, MO
Property Crime
2,290.6
5,794.9
+153% in St. Louis, MO

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
40.0°F
55.7°F
+15.7°F in St. Louis, MO
Annual Precipitation
20.8 in
40.9 in
+20.1 in in St. Louis, MO

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
14.1
16.2
+15% in St. Louis, MO
Natural Gas ($/MCF)
$18.21
$28.78
+58% in St. Louis, MO

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / MO)
5%
4.225%
+0.8 pp in ND
Income Tax (top rate)
2.50%
4.70%
+2.2 pp in MO

Grand Forks vs St. Louis — FAQ

Is it cheaper to live in Grand Forks or St. Louis?
Grand Forks, ND is cheaper. Its monthly baseline of $920 (1BR rent + utilities) runs about 13% below St. Louis, MO's $1,060, mainly because of rent.
How much more do you need to earn to live in Grand Forks than in St. Louis?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $30,000 a year in Grand Forks versus $35,000 in St. Louis.
Which has lower taxes, Grand Forks or St. Louis?
Grand Forks is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); St. Louis under Missouri's (a top state income tax rate of 4.70% and a 4.225% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).