Living Cost Compare
Grand Forks

North Dakota

$920/mo est.

vs
Rochester

New York

$1,160/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $920 in Grand Forks, ND versus $1,160 in Rochester, NY. Overall, Grand Forks, ND is roughly 21% cheaper to live in day-to-day than Rochester, NY, driven mainly by electricity costs.

Median household income is $63,838 in Grand Forks, ND and $46,628 in Rochester, NY — about 27% higher in Grand Forks, ND. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; New York has a top state income tax rate of 10.90% and a 4% state sales tax.

Rent

Studio
$784
$750
+4% in Grand Forks, ND
1 Bedroom
$761
$857
+13% in Rochester, NY
2 Bedroom
$947
$1,114
+18% in Rochester, NY
3 Bedroom
$1,371
$1,240
+10% in Grand Forks, ND

Buying a Home

Median Home Value
$243,300
$120,600
+50% in Grand Forks, ND

Income

Median Household Income
$63,838
$46,628
+27% in Grand Forks, ND
Metro Median Wage (annual)
$49,760
$51,210
+3% in Rochester, NY

People & Lifestyle

Median Age
29.4 yr
33.5 yr
+4.1 yr in Rochester, NY
Homeownership
46.5%
37.2%
+9.3 pp in Grand Forks, ND
Bachelor's+ (25+)
39.2%
29.9%
+9.3 pp in Grand Forks, ND
Avg Commute
14.8 min
18.9 min
+4.1 min in Rochester, NY

Crime (per 100k/yr)

Violent Crime
360.3
690
+92% in Rochester, NY
Property Crime
2,290.6
3,533.4
+54% in Rochester, NY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
40.0°F
48.2°F
+8.2°F in Rochester, NY
Annual Precipitation
20.8 in
34.3 in
+13.5 in in Rochester, NY

Gas

Regular Gasoline
$3.85/gal
$4.13/gal
+7% in Rochester, NY

Area: Midwest (PADD 2) vs New York.

Utilities

Electricity (¢/kWh)
14.1
29.5
+109% in Rochester, NY
Natural Gas ($/MCF)
$18.21
$27.01
+48% in Rochester, NY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.92
+16% in Rochester, NY
Eggs (doz)
$3.63
$2.19
+40% in Grand Forks, ND
Ground Beef (lb)
$6.77
$6.90
+2% in Rochester, NY
Chicken (lb)
$2.10
$2.19
+4% in Rochester, NY
Bananas (lb)
$0.62
$0.69
+12% in Rochester, NY

Average prices — Midwest vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / NY)
5%
4%
+1.0 pp in ND
Income Tax (top rate)
2.50%
10.90%
+8.4 pp in NY

Grand Forks vs Rochester — FAQ

Is it cheaper to live in Grand Forks or Rochester?
Grand Forks, ND is cheaper. Its monthly baseline of $920 (1BR rent + utilities) runs about 21% below Rochester, NY's $1,160, mainly because of electricity costs.
How much more do you need to earn to live in Grand Forks than in Rochester?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $30,000 a year in Grand Forks versus $34,000 in Rochester.
Which has lower taxes, Grand Forks or Rochester?
Grand Forks is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Rochester under New York's (a top state income tax rate of 10.90% and a 4% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).