Living Cost Compare
Grand Forks

North Dakota

$920/mo est.

vs
Rapid City

South Dakota

$970/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $920 in Grand Forks, ND versus $970 in Rapid City, SD. Overall, Grand Forks, ND is roughly 5% cheaper to live in day-to-day than Rapid City, SD, driven mainly by rent.

Median household income is $63,838 in Grand Forks, ND and $65,712 in Rapid City, SD — about 3% higher in Rapid City, SD. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; South Dakota has no state income tax and a 4.2% state sales tax.

Rent

Studio
$784
$533
+32% in Grand Forks, ND
1 Bedroom
$761
$807
+6% in Rapid City, SD
2 Bedroom
$947
$1,156
+22% in Rapid City, SD
3 Bedroom
$1,371
$1,260
+8% in Grand Forks, ND

Buying a Home

Median Home Value
$243,300
$270,000
+11% in Rapid City, SD

Income

Median Household Income
$63,838
$65,712
+3% in Rapid City, SD
Metro Median Wage (annual)
$49,760
$46,270
+7% in Grand Forks, ND

People & Lifestyle

Median Age
29.4 yr
39.0 yr
+9.6 yr in Rapid City, SD
Homeownership
46.5%
61.6%
+15.1 pp in Rapid City, SD
Bachelor's+ (25+)
39.2%
36.4%
+2.8 pp in Grand Forks, ND
Avg Commute
14.8 min
17.4 min
+2.6 min in Rapid City, SD

Crime (per 100k/yr)

Violent Crime
360.3
718.9
+100% in Rapid City, SD
Property Crime
2,290.6
3,795.8
+66% in Rapid City, SD

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
40.0°F
47.1°F
+7.1°F in Rapid City, SD
Annual Precipitation
20.8 in
16.3 in
+4.5 in in Grand Forks, ND

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
14.1
15.4
+9% in Rapid City, SD
Natural Gas ($/MCF)
$18.21
$15.26
+16% in Grand Forks, ND

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / SD)
5%
4.2%
+0.8 pp in ND
Income Tax (top rate)
2.50%
None
+2.5 pp in ND

Grand Forks vs Rapid City — FAQ

Is it cheaper to live in Grand Forks or Rapid City?
Grand Forks, ND is cheaper. Its monthly baseline of $920 (1BR rent + utilities) runs about 5% below Rapid City, SD's $970, mainly because of rent.
How much more do you need to earn to live in Grand Forks than in Rapid City?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $30,000 a year in Grand Forks versus $32,000 in Rapid City.
Which has lower taxes, Grand Forks or Rapid City?
Grand Forks is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Rapid City under South Dakota's (no state income tax and a 4.2% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).