Living Cost Compare
Grand Forks

North Dakota

$920/mo est.

vs
Lexington

Kentucky

$1,080/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $920 in Grand Forks, ND versus $1,080 in Lexington, KY. Overall, Grand Forks, ND is roughly 15% cheaper to live in day-to-day than Lexington, KY, driven mainly by rent.

Median household income is $63,838 in Grand Forks, ND and $67,631 in Lexington, KY — about 6% higher in Lexington, KY. North Dakota has a top state income tax rate of 2.50% and a 5% state sales tax; Kentucky has a top state income tax rate of 3.50% and a 6% state sales tax.

Rent

Studio
$784
$769
+2% in Grand Forks, ND
1 Bedroom
$761
$887
+17% in Lexington, KY
2 Bedroom
$947
$1,119
+18% in Lexington, KY
3 Bedroom
$1,371
$1,408
+3% in Lexington, KY

Buying a Home

Median Home Value
$243,300
$272,100
+12% in Lexington, KY

Income

Median Household Income
$63,838
$67,631
+6% in Lexington, KY
Metro Median Wage (annual)
$49,760
$48,620
+2% in Grand Forks, ND

People & Lifestyle

Median Age
29.4 yr
35.2 yr
+5.8 yr in Lexington, KY
Homeownership
46.5%
53.6%
+7.1 pp in Lexington, KY
Bachelor's+ (25+)
39.2%
47.3%
+8.1 pp in Lexington, KY
Avg Commute
14.8 min
20.8 min
+6.0 min in Lexington, KY

Crime (per 100k/yr)

Violent Crime
360.3
269.1
+25% in Grand Forks, ND
Property Crime
2,290.6
2,304.4
+1% in Lexington, KY

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
40.0°F
55.6°F
+15.6°F in Lexington, KY
Annual Precipitation
20.8 in
45.2 in
+24.4 in in Lexington, KY

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
14.1
14.3
+1% in Lexington, KY
Natural Gas ($/MCF)
$18.21
$33.20
+82% in Lexington, KY

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Grand Forks, ND
Bread (lb)
$1.66
$1.75
+5% in Lexington, KY
Eggs (doz)
$3.63
$2.21
+39% in Grand Forks, ND
Ground Beef (lb)
$6.77
$6.45
+5% in Grand Forks, ND
Chicken (lb)
$2.10
$1.90
+9% in Grand Forks, ND
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / KY)
5%
6%
+1.0 pp in KY
Income Tax (top rate)
2.50%
3.50%
+1.0 pp in KY

Grand Forks vs Lexington — FAQ

Is it cheaper to live in Grand Forks or Lexington?
Grand Forks, ND is cheaper. Its monthly baseline of $920 (1BR rent + utilities) runs about 15% below Lexington, KY's $1,080, mainly because of rent.
How much more do you need to earn to live in Grand Forks than in Lexington?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $30,000 a year in Grand Forks versus $35,000 in Lexington.
Which has lower taxes, Grand Forks or Lexington?
Grand Forks is taxed under North Dakota's rules (a top state income tax rate of 2.50% and a 5% state sales tax); Lexington under Kentucky's (a top state income tax rate of 3.50% and a 6% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).