Living Cost Compare
Frederick

Maryland

$1,650/mo est.

vs
Overland Park

Kansas

$1,410/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,650 in Frederick, MD versus $1,410 in Overland Park, KS. Overall, Overland Park, KS is roughly 15% cheaper to live in day-to-day than Frederick, MD, driven mainly by rent.

Median household income is $95,150 in Frederick, MD and $103,838 in Overland Park, KS — about 8% higher in Overland Park, KS. Maryland has a top state income tax rate of 6.50% and a 6% state sales tax; Kansas has a top state income tax rate of 5.58% and a 6.5% state sales tax.

Frederick, MD
Overland Park, KS

Rent

Studio
$1,658
$1,270
+23% in Frederick, MD
1 Bedroom
$1,418
$1,224
+14% in Frederick, MD
2 Bedroom
$1,661
$1,589
+4% in Frederick, MD
3 Bedroom
$1,863
$1,828
+2% in Frederick, MD

Buying a Home

Median Home Value
$365,200
$384,400
+5% in Overland Park, KS

Income

Median Household Income
$95,150
$103,838
+9% in Overland Park, KS
Metro Median Wage (annual)
$71,060
$50,820
+28% in Frederick, MD

People & Lifestyle

Median Age
37.1 yr
38.6 yr
+1.5 yr in Overland Park, KS
Homeownership
59.2%
61.5%
+2.3 pp in Overland Park, KS
Bachelor's+ (25+)
41.8%
62.9%
+21.1 pp in Overland Park, KS
Avg Commute
30.1 min
19.9 min
+10.2 min in Frederick, MD

Crime (per 100k/yr)

Violent Crime
406
188.4
+54% in Frederick, MD
Property Crime
1,696.3
1,790.5
+6% in Overland Park, KS

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
52.1°F
55.2°F
+3.1°F in Overland Park, KS
Annual Precipitation
—
40.0 in

Gas

Regular Gasoline
$3.94/gal
$3.85/gal
+2% in Frederick, MD

Area: East Coast (PADD 1) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
21.8
15.7
+28% in Frederick, MD
Natural Gas ($/MCF)
$22.57
$25.12
+11% in Overland Park, KS

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.00
$4.31
+8% in Overland Park, KS
Bread (lb)
$1.75
$1.66
+5% in Frederick, MD
Eggs (doz)
$2.21
$3.63
+64% in Overland Park, KS
Ground Beef (lb)
$6.45
$6.77
+5% in Overland Park, KS
Chicken (lb)
$1.90
$2.10
+10% in Overland Park, KS
Bananas (lb)
$0.62
$0.62
about equal

Average prices — South vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (MD / KS)
6%
6.5%
+0.5 pp in KS
Income Tax (top rate)
6.50%
5.58%
+0.9 pp in MD

Frederick vs Overland Park — FAQ

Is it cheaper to live in Frederick or Overland Park?
Overland Park, KS is cheaper. Its monthly baseline of $1,410 (1BR rent + utilities) runs about 15% below Frederick, MD's $1,650, mainly because of rent.
How much more do you need to earn to live in Frederick than in Overland Park?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $57,000 a year in Frederick versus $49,000 in Overland Park.
Which has lower taxes, Frederick or Overland Park?
Frederick is taxed under Maryland's rules (a top state income tax rate of 6.50% and a 6% state sales tax); Overland Park under Kansas's (a top state income tax rate of 5.58% and a 6.5% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).