Is it cheaper to live in Fort Worth or Warwick?

They're close. Fort Worth, TX runs about $1,390 a month and Warwick, RI about $1,390 (1BR rent + utilities) — within a few percent of each other.

How much more do you need to earn to live in Fort Worth than in Warwick?

To keep rent near the recommended 30% of gross income, you'd want to earn roughly $48,000 a year in Fort Worth versus $43,000 in Warwick.

Which has lower taxes, Fort Worth or Warwick?

Fort Worth is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Warwick under Rhode Island's (a top state income tax rate of 5.99% and a 7% state sales tax).

Fort Worth vs Warwick Cost of Living 2026

Fort Worth

Texas

$1,390/mo est.

Warwick

Rhode Island

$1,390/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,390 in Fort Worth, TX versus $1,390 in Warwick, RI. The two are close overall, within a few percent of each other.

Median household income is $76,602 in Fort Worth, TX and $87,536 in Warwick, RI — about 12% higher in Warwick, RI. Texas has no state income tax and a 6.25% state sales tax; Rhode Island has a top state income tax rate of 5.99% and a 7% state sales tax.

Fort Worth, TX

Warwick, RI

Rent

Studio

$1,310

$923

+30% in Fort Worth, TX

1 Bedroom

$1,191

$1,085

+9% in Fort Worth, TX

2 Bedroom

$1,393

$1,629

+17% in Warwick, RI

3 Bedroom

$1,721

$1,569

+9% in Fort Worth, TX

Buying a Home

Median Home Value

$277,300

$322,000

+16% in Warwick, RI

Income

Median Household Income

$76,602

$87,536

+14% in Warwick, RI

Metro Median Wage (annual)

$51,440

$53,680

+4% in Warwick, RI

People & Lifestyle

Median Age

33.4 yr

44.6 yr

+11.2 yr in Warwick, RI

Homeownership

56.7%

73.4%

+16.7 pp in Warwick, RI

Bachelor's+ (25+)

31.7%

33.2%

+1.5 pp in Warwick, RI

Avg Commute

26.9 min

25.0 min

+1.9 min in Fort Worth, TX

Crime (per 100k/yr)

Violent Crime

465.2

79.5

+83% in Fort Worth, TX

Property Crime

2,735.7

1,149.5

+58% in Fort Worth, TX

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature

65.7°F

51.6°F

+14.1°F in Fort Worth, TX

Annual Precipitation

36.1 in

47.2 in

+11.1 in in Warwick, RI

Gas

Regular Gasoline

$3.58/gal

$3.94/gal

+10% in Warwick, RI

Area: Texas vs East Coast (PADD 1).

Public Transit

Base Fare (one-way)

$2.00

—

Adult base one-way fare — Trinity Metro vs — (2026).

Utilities

Electricity (¢/kWh)

15.9

29.2

+83% in Warwick, RI

Natural Gas ($/MCF)

$31.89

$25.75

+19% in Fort Worth, TX

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)

$4.00

$4.31

+8% in Warwick, RI

Bread (lb)

$1.75

$1.92

+10% in Warwick, RI

Eggs (doz)

$2.21

$2.19

+1% in Fort Worth, TX

Ground Beef (lb)

$6.45

$6.90

+7% in Warwick, RI

Chicken (lb)

$1.90

$2.19

+15% in Warwick, RI

Bananas (lb)

$0.62

$0.69

+12% in Warwick, RI

Average prices — South vs Northeast (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (TX / RI)

6.25%

+0.8 pp in RI

Income Tax (top rate)

None

5.99%

+6.0 pp in RI

Fort Worth vs Warwick — FAQ

Is it cheaper to live in Fort Worth or Warwick?: They're close. Fort Worth, TX runs about $1,390 a month and Warwick, RI about $1,390 (1BR rent + utilities) — within a few percent of each other.
How much more do you need to earn to live in Fort Worth than in Warwick?: To keep rent near the recommended 30% of gross income, you'd want to earn roughly $48,000 a year in Fort Worth versus $43,000 in Warwick.
Which has lower taxes, Fort Worth or Warwick?: Fort Worth is taxed under Texas's rules (no state income tax and a 6.25% state sales tax); Warwick under Rhode Island's (a top state income tax rate of 5.99% and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).