Living Cost Compare
Fargo

North Dakota

$960/mo est.

vs
Grand Forks

North Dakota

$920/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $960 in Fargo, ND versus $920 in Grand Forks, ND. Overall, Grand Forks, ND is roughly 4% cheaper to live in day-to-day than Fargo, ND, driven mainly by rent.

Median household income is $66,029 in Fargo, ND and $63,838 in Grand Forks, ND — about 3% higher in Fargo, ND. Both cities are in North Dakota, so state taxes are identical: a top state income tax rate of 2.50% and a 5% state sales tax.

Rent

Studio
$671
$784
+17% in Grand Forks, ND
1 Bedroom
$804
$761
+5% in Fargo, ND
2 Bedroom
$956
$947
+1% in Fargo, ND
3 Bedroom
$1,368
$1,371
+0% in Grand Forks, ND

Buying a Home

Median Home Value
$269,800
$243,300
+10% in Fargo, ND

Income

Median Household Income
$66,029
$63,838
+3% in Fargo, ND
Metro Median Wage (annual)
$51,050
$49,760
+3% in Fargo, ND

People & Lifestyle

Median Age
32.2 yr
29.4 yr
+2.8 yr in Fargo, ND
Homeownership
44.1%
46.5%
+2.4 pp in Grand Forks, ND
Bachelor's+ (25+)
43.2%
39.2%
+4.0 pp in Fargo, ND
Avg Commute
15.8 min
14.8 min
+1.0 min in Fargo, ND

Crime (per 100k/yr)

Violent Crime
504.9
360.3
+29% in Fargo, ND
Property Crime
3,726.4
2,290.6
+39% in Fargo, ND

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
42.4°F
40.0°F
+2.4°F in Fargo, ND
Annual Precipitation
22.6 in
20.8 in
+1.8 in in Fargo, ND

Gas

Regular Gasoline
$3.85/gal
$3.85/gal
about equal

Area: Midwest (PADD 2) vs Midwest (PADD 2).

Utilities

Electricity (¢/kWh)
14.1
14.1
about equal
Natural Gas ($/MCF)
$18.21
$18.21
about equal

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.31
about equal
Bread (lb)
$1.66
$1.66
about equal
Eggs (doz)
$3.63
$3.63
about equal
Ground Beef (lb)
$6.77
$6.77
about equal
Chicken (lb)
$2.10
$2.10
about equal
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs Midwest (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (ND / ND)
5%
5%
about equal
Income Tax (top rate)
2.50%
2.50%
about equal

Fargo vs Grand Forks — FAQ

Is it cheaper to live in Fargo or Grand Forks?
Grand Forks, ND is cheaper. Its monthly baseline of $920 (1BR rent + utilities) runs about 4% below Fargo, ND's $960, mainly because of rent.
How much more do you need to earn to live in Fargo than in Grand Forks?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $32,000 a year in Fargo versus $30,000 in Grand Forks.
Which has lower taxes, Fargo or Grand Forks?
Neither — both are in North Dakota, so they share the same state tax rates: a top state income tax rate of 2.50% and a 5% state sales tax.

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).