Living Cost Compare
Cincinnati

Ohio

$1,030/mo est.

vs
Nashville

Tennessee

$1,490/mo est.

Monthly estimate = 1BR rent + electricity + gas

A one-person monthly baseline (1BR rent plus typical utilities) runs $1,030 in Cincinnati, OH versus $1,490 in Nashville, TN. Overall, Cincinnati, OH is roughly 31% cheaper to live in day-to-day than Nashville, TN, driven mainly by rent.

Median household income is $51,707 in Cincinnati, OH and $75,197 in Nashville, TN — about 31% higher in Nashville, TN. Ohio has a top state income tax rate of 2.75% and a 5.75% state sales tax; Tennessee has no state income tax and a 7% state sales tax.

Rent

Studio
$791
$1,341
+70% in Nashville, TN
1 Bedroom
$817
$1,336
+64% in Nashville, TN
2 Bedroom
$1,023
$1,478
+44% in Nashville, TN
3 Bedroom
$1,228
$1,832
+49% in Nashville, TN

Buying a Home

Median Home Value
$215,300
$383,100
+78% in Nashville, TN

Income

Median Household Income
$51,707
$75,197
+45% in Nashville, TN
Metro Median Wage (annual)
$50,170
$50,390
+0% in Nashville, TN

People & Lifestyle

Median Age
33.0 yr
34.4 yr
+1.4 yr in Nashville, TN
Homeownership
38.9%
53.0%
+14.1 pp in Nashville, TN
Bachelor's+ (25+)
41.3%
46.9%
+5.6 pp in Nashville, TN
Avg Commute
23.1 min
24.9 min
+1.8 min in Nashville, TN

Crime (per 100k/yr)

Violent Crime
856.5
1,178.7
+38% in Nashville, TN
Property Crime
3,877.7
4,558.5
+18% in Nashville, TN

FBI Crime Data Explorer. Offenses per 100,000 residents per year; agency reporting practices vary, so this is approximate.

Climate

Avg Annual Temperature
54.3°F
59.4°F
+5.1°F in Nashville, TN
Annual Precipitation
41.9 in
47.3 in
+5.3 in in Nashville, TN

Gas

Regular Gasoline
$4.18/gal
$3.94/gal
+6% in Cincinnati, OH

Area: Ohio vs Midwest (PADD 2).

Public Transit

Base Fare (one-way)
$2.00

Adult base one-way fare — vs WeGo Public Transit (2026).

Utilities

Electricity (¢/kWh)
19.5
14.5
+26% in Cincinnati, OH
Natural Gas ($/MCF)
$22.83
$16.83
+26% in Cincinnati, OH

Residential, state-level averages (EIA). MCF = 1,000 cubic feet.

Groceries

Milk (gal)
$4.31
$4.00
+7% in Cincinnati, OH
Bread (lb)
$1.66
$1.75
+5% in Nashville, TN
Eggs (doz)
$3.63
$2.21
+39% in Cincinnati, OH
Ground Beef (lb)
$6.77
$6.45
+5% in Cincinnati, OH
Chicken (lb)
$2.10
$1.90
+9% in Cincinnati, OH
Bananas (lb)
$0.62
$0.62
about equal

Average prices — Midwest vs South (BLS). Regional where available, otherwise U.S. average.

State Taxes

Sales Tax (OH / TN)
5.75%
7%
+1.3 pp in TN
Income Tax (top rate)
2.75%
None
+2.8 pp in OH

Cincinnati vs Nashville — FAQ

Is it cheaper to live in Cincinnati or Nashville?
Cincinnati, OH is cheaper. Its monthly baseline of $1,030 (1BR rent + utilities) runs about 31% below Nashville, TN's $1,490, mainly because of rent.
How much more do you need to earn to live in Cincinnati than in Nashville?
To keep rent near the recommended 30% of gross income, you'd want to earn roughly $33,000 a year in Cincinnati versus $53,000 in Nashville.
Which has lower taxes, Cincinnati or Nashville?
Cincinnati is taxed under Ohio's rules (a top state income tax rate of 2.75% and a 5.75% state sales tax); Nashville under Tennessee's (no state income tax and a 7% state sales tax).

Sources: US Census Bureau, ACS 5-Year (rent, income, home value, demographics); NOAA Climate Normals 1981–2010 (climate); EIA weekly retail (gas); Tax Foundation 2026 (state taxes).